Whether you need a mortgage to purchase a new home or refinance an existing, we offer many different loan programs at wholesale rates. At Mountain Home Mortgage, we believe that we have a duty to educate and prepare borrowers for the commitment of a mortgage. We know that the home buying process can be stressful and we aim to make our clients feel like special friends as we help them achieve the dream of home ownership.
As a Mortgage Broker, Mountain Home Mortgage works with wholesale lenders to bring you the very best rates and we charge NO ORIGINATION FEES. There are no secrets here. No hidden fees. Our policy is full disclosure where questions are always welcome. Our clients' happiness is paramount in all that we do. When advising borrowers about loans, we consider not just the here and now, but their future as they see it.
We have access to an array of wholesale lenders who can fund many different kinds of loans, so we are able to tailor loans to suit our client's needs rather than trying to fit clients into a limited scope of loan products.
As a Mortgage Broker, Mountain Home Mortgage works with wholesale lenders to bring you the very best rates and we charge NO ORIGINATION FEES. There are no secrets here. No hidden fees. Our policy is full disclosure where questions are always welcome. Our clients' happiness is paramount in all that we do. When advising borrowers about loans, we consider not just the here and now, but their future as they see it.
We have access to an array of wholesale lenders who can fund many different kinds of loans, so we are able to tailor loans to suit our client's needs rather than trying to fit clients into a limited scope of loan products.
Services
If you talk with me, you'll soon realize that I grew up in England.
I worked for 20 years in the motorcycle / motor sport industry there and only left because my husband who is in the US Air Force received orders to relocate from England to Mountain Home, Idaho.
My career in England was one of a kind with only about five similar positions in the States, none of which were available.
I knew I would have to choose a new career, but at that time, although I knew I still wanted to help people, I was not sure what with!
I worked for 20 years in the motorcycle / motor sport industry there and only left because my husband who is in the US Air Force received orders to relocate from England to Mountain Home, Idaho.
My career in England was one of a kind with only about five similar positions in the States, none of which were available.
I knew I would have to choose a new career, but at that time, although I knew I still wanted to help people, I was not sure what with!
How much house payment can you afford?
The first and most important thing to consider when thinking of buying a home, is how much you can afford for a monthly house payment.
Only you know how much money you have left at the end of the month and if you have 'Month' left at the end of the 'Money' then you may want to consider paying off some other commitments before purchasing a home.
You may also qualify for a loan that is more than you want to spend and more than your monthly budget will allow.
The first and most important thing to consider when thinking of buying a home, is how much you can afford for a monthly house payment.
Only you know how much money you have left at the end of the month and if you have 'Month' left at the end of the 'Money' then you may want to consider paying off some other commitments before purchasing a home.
You may also qualify for a loan that is more than you want to spend and more than your monthly budget will allow.
Everything was simple, my husband was sold on the company the minute he met Barb, that made me feel better about buying a house.
There was so much we didn't know and I was worried about being taken advantage of, but it became clear after our first meeting that it wouldn't be an issue.
Barb did an excellent job answering my questions and painstakingly walked me through the process.
I went to closing with few questions and knew what I was getting into.
I am thrilled with the service I got - Barb sets the standard that others should strive to follow.
There was so much we didn't know and I was worried about being taken advantage of, but it became clear after our first meeting that it wouldn't be an issue.
Barb did an excellent job answering my questions and painstakingly walked me through the process.
I went to closing with few questions and knew what I was getting into.
I am thrilled with the service I got - Barb sets the standard that others should strive to follow.
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