Welcome to Sea View Mortgage, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. At Sea View Mortgage we understand you want the best rate possible. Thats why we strive to offer the best rate and service hand in hand for an outstanding Mortgage experience. Sea View Mortgage strives to ensure that its services are accessible to people with disabilities.
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Sea View Mortgage continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Sea View Mortgage makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows seaviewmortgage.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1). After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
Sea View Mortgage continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
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Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-i.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan.
It may be a viable option even if the interest rate difference is only 1% or less.
Any reduction can trim your monthly mortgage payments.
Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Your savings depends on your income, budget, loan amount, and interest rate changes.
It may be a viable option even if the interest rate difference is only 1% or less.
Any reduction can trim your monthly mortgage payments.
Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Your savings depends on your income, budget, loan amount, and interest rate changes.
Sea View Mortgage would like to offer loan officers/managers with an exciting opportunity to run their own mortgage office.
A mortgage broker branch is an independent office of a mortgage company.
Under the Sea View Mortgage umbrella you can maximize your profits while we assist with streamlining operations and office procedures.
Branch Managers will be responsible for their team's supervision, production, and expenses: building their team with Sea View Mortgage's Branch Express Program.
We will assist in initial office set up, procedures, and best practices: providing new teams with guidance and freeing managers up so they can concentrate on originating and building their team!
A mortgage broker branch is an independent office of a mortgage company.
Under the Sea View Mortgage umbrella you can maximize your profits while we assist with streamlining operations and office procedures.
Branch Managers will be responsible for their team's supervision, production, and expenses: building their team with Sea View Mortgage's Branch Express Program.
We will assist in initial office set up, procedures, and best practices: providing new teams with guidance and freeing managers up so they can concentrate on originating and building their team!
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