Omni Mortgage

We at Omni Mortagte Corp. pride ourselves on providing superior customer service and creating satisfied customers.
We work hard to satisfy the mortgage needs and exceed the expectations of our customers.
Omni Mortgage customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
In a rush?
We welcome you to try our mortgage calculators!
The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD).
The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.
FHA loan programs are particularly beneficial to those buyers with less available cash.

Are your refinance goals to lower your rate and consequently your mortgage payments?
In that case, your best choice might be a low fixed-rate loan.
An ARM (Adjustable Rate Mortgage) or a high fixed rate mortgage are loans that you might want to refinance.
Even when rates get higher later, unlike with your ARM, when you get a fixed rate mortgage, you lock in that low interest rate for the term of your mortgage.
If you aren't planning on moving in the near future (about 5 years), a fixed-rate mortgage can particularly be a wise option.

In a reverse mortgage loan (also referred to as a a home equity conversion loan), borrowers of a certain age may use home equity for anything they need without selling their homes.
Deciding how you'd prefer to be paid: by a monthly payment amount, a line of credit, or a one-time payment, you can receive a loan based on your equity.
The borrowed money does not have to be repaid until the homeowner sells his residence, moves out, or passes away.
At the time you sell your home or is no longer used as your primary residence, you (or your estate) are required to pay back the lending institution for the funds you received from your reverse mortgage as well as interest and other finance charges.

There can be little doubt; getting a mortgage loan is a complicated process.
You wouldn't be researching mortgage loans if you could get a loan in one day by filling out a simple application.
But Omni Mortgage Corp. does the heavy lifting so you can concentrate on your life rather than the mortgage loan.
This is a function of a couple things.
What kind of monthly payment are you looking for?
What is the maximum you can borrow from a lender, given your income and credit history?
Use the calculators on our website to determine your monthly payment amount.