Old Town Mortgage
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How's your "longevity puzzle"? Your retirement funds may come from savings, investment income and Social Security. Give us a call to find our how your home equity can be another source of income to help provide for a comfortable retirement. Serving the San Gabriel Valley of Southern California since 1989, Denny Black at Old Town Mortgage is committed to helping you find the right mortgage product for your needs.

We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
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Generally speaking, you can purchase a home with a value of two or three times your annual household income.
However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.
You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
Give us a call, and we can help you determine exactly how much you can afford.
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