Home Purchase, Refinance, and Home Equity Loans in Chicago and the surrounding areas. I proudly serve Huntley, Lake In The Hills, Algonquin, Gilberts, Sleepy Hollow, Crystal Lake, Village of Lakewood, Cary, Hampshire, Pingree Grove, Elgin, South Elgin, Saint Charles, Geneva, Batavia. My goal is to provide you the best rates, lowest fees, combined with the best service, experience, and professionalism.
As a mortgage broker, I have access to the best and newest programs on the market. Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security. Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a fixed rate loan if rates are rising or use equity for extra cash.
With as many as one in five credit reports containing errors, according to the FTC, it's common for my clients to have erroneous negative information on their reports. Improve your credit and start building your life.
As a mortgage broker, I have access to the best and newest programs on the market. Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security. Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a fixed rate loan if rates are rising or use equity for extra cash.
With as many as one in five credit reports containing errors, according to the FTC, it's common for my clients to have erroneous negative information on their reports. Improve your credit and start building your life.
Services
I'd like to help you qualify for an affordable mortgage to purchase or refinance your home.
My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault).
Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
Fortunately, my business began to thrive as a result of my commitment to these four core principles.
Stay focused on helping home buyers and real estate agents adapt to the changes in our industry.
Be 100% transparent by always giving advice and doing what's best for the buyer/borrower even if it means referring them to another lender.
My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault).
Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
Fortunately, my business began to thrive as a result of my commitment to these four core principles.
Stay focused on helping home buyers and real estate agents adapt to the changes in our industry.
Be 100% transparent by always giving advice and doing what's best for the buyer/borrower even if it means referring them to another lender.
As a Mortgage Broker, I take pride in helping my clients take advantage of lower rates and fees not offered by other lenders.
My goal is to close your loan on time with no surprises and with 5-star communication along the way.
Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security.
Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a fixed rate loan if rates are rising or use equity for extra cash.
My goal is to close your loan on time with no surprises and with 5-star communication along the way.
Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security.
Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a fixed rate loan if rates are rising or use equity for extra cash.
Al is a great Mortgage Broker!
Very informative and provides excellent service throughout whole process.
Buying a home is a huge life step and so you should really be picky on who you trust to handle the transaction.
It was quick, easy and the communication was perfect.
Everything you expect from a perfect Mortgage Broker!
Al Martinez at C&R Mortgage is brilliant.
This is the 3rd time I have worked with Al, once on my initial purchase and two refinances.
He is exceptionally knowledgeable about the business, was quick to answers any questions and help me take advantage of True No Cost Financing.
Very informative and provides excellent service throughout whole process.
Buying a home is a huge life step and so you should really be picky on who you trust to handle the transaction.
It was quick, easy and the communication was perfect.
Everything you expect from a perfect Mortgage Broker!
Al Martinez at C&R Mortgage is brilliant.
This is the 3rd time I have worked with Al, once on my initial purchase and two refinances.
He is exceptionally knowledgeable about the business, was quick to answers any questions and help me take advantage of True No Cost Financing.
What is a Refinance Loan?
Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security.
Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a fixed rate loan if rates are rising or use equity for extra cash.
This option allows you to refinance the remaining balance on your current loan, which means you can take advantage of lower interest rates or a shorter term.
A rate-and-term refinance is ideal for anyone looking to pay off their mortgage sooner, build equity faster, or save money overall.
Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security.
Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a fixed rate loan if rates are rising or use equity for extra cash.
This option allows you to refinance the remaining balance on your current loan, which means you can take advantage of lower interest rates or a shorter term.
A rate-and-term refinance is ideal for anyone looking to pay off their mortgage sooner, build equity faster, or save money overall.
Buying a home is a huge accomplishment!
I'm here to break down the payment including the projected taxes and insurance.
As expert in mortgage field I know how to evaluate your projected loan payment and closing costs before an offer is made.
With years of experience and helping thousands of families over the State of Illinois I have a reputation of being on point when it comes to your finances.
As a Mortgage Broker I take pride in helping my clients take advantage of lower rate and fees not offered by other lenders.
I'm here to break down the payment including the projected taxes and insurance.
As expert in mortgage field I know how to evaluate your projected loan payment and closing costs before an offer is made.
With years of experience and helping thousands of families over the State of Illinois I have a reputation of being on point when it comes to your finances.
As a Mortgage Broker I take pride in helping my clients take advantage of lower rate and fees not offered by other lenders.
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