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Condos offer plenty of convenience, especially for urban residents. In cities, like the New York City - Jersey City metropolitan area where Stem Lending is headquartered, condos are often the. If you stumbled upon this article as a result of an Internet search you did, it's quite possible that you are that excited home buyer who just found out that.

When getting a mortgage, homeowners often run into this question: "Should I choose a 15-year mortgage or a 30-year mortgage?" It is an mportant to answer. If you make the. We often hear friends and colleagues talk about their investment property and how it brings them rental income every month while owning the property gradually over time as they pay.
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We are a team of passionate technologists and mortgage specialists, driven to earn your trust by transparency.
With our mortgage expertise on your side, we put the power of choice in your hands, through our competitive marketplace and no hidden fees.
Our technology analyzes multiple loan options for you in minutes, and lets you shop and compare.
A mortgage is often the largest financial decision you will ever make - we understand it's a huge deal and you deserve a stress-free experience.
With housing inventory so low, many buyers spend their time just trying to get their dream home, then scrambling to finalize their mortgage.
Stem Lending was founded out of a realization that first time home buyers are being underserved in the market.
Homeownership is one of the most cherished dreams of our lives.
However, doing anything substantial for the first time is daunting.
More so, when we are making one of the biggest purchase of our lives.
Lack of step-by-step guidance and complex jargon makes securing financing for homeownership overwhelming for even savvy buyers, let alone first time home buyers.
In the US, a quarter of homebuyers are unhappy with their mortgage lender and the disappointment is even worse for first-time homebuyers.
Mortgage pre-approval letters help home buyers and their agents negotiate better with the seller.
Lender also known as a mortgagee, is a bank or mortgage originating institution that offers home loans or other types of credit.
Refinancing to better terms can help you save significantly in excess monthly interest payments.
Get a quote today to find how much you can save.
Equity in mortgage context refers to the difference between what the home is worth and what borrowers owe on the home.
PACT announced Tuesday the list of 36 companies that were chosen out of more than 150 applicants to be featured at the conference.
Shantanu Sharma and Hakim Thompson run Stem Lending, an online mortgage lending platform, and were paired with Ben Franklin's Bradley as a mentor.
Can these Philly startups help bridge the VC diversity gap?
Lending: an online loan broker aimed at millennials seeking mortgage and other credit options.
Stem Lending, a MortgageTech firm offers mortgage consultations from licensed mortgage experts to home buyers.
GSE is an abbreviation for Government-Sponsored Enterprise.
GSEs are financial services corporation created by the United States Congress with a goal of enhancing the flow of credit to targeted sectors of the economy, to make those segments of the capital market more efficient and transparent, and to reduce the risk to investors and other suppliers of capital.

The desired effect of the GSEs is to increase the availability of credit and reduce the cost of credit to the targeted borrowing sectors by reducing the risk of capital losses to investors: mortgages, agriculture and education.
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