Is your dream house in the city, suburbs or country? New or full of history? At Mortgage 1, we understand what owning a home means to our customers. That's why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service. Our access to the latest technology allows us to find the most versatile mortgage programs available.
We offer Free Mortgage Pre-Approvals, Conventional Loans, VA Loans, FHA Loans, Construction Loans, Rural Housing Loans, Refinancing, Rehab Loans and more. There is a program out there that will fit your needs. We have not gone unnoticed for our hard work and dedication to our customers. Below is a list of some awards and recognition that we have been given.
We always strive to achieve the best by doing everything to make our customers financing process a pleasant and smooth experience. Mortgage 1 was recognized as one of the top Lenders that supports the use of the Michigan State Housing Development Loan Programs - multi year running.
We offer Free Mortgage Pre-Approvals, Conventional Loans, VA Loans, FHA Loans, Construction Loans, Rural Housing Loans, Refinancing, Rehab Loans and more. There is a program out there that will fit your needs. We have not gone unnoticed for our hard work and dedication to our customers. Below is a list of some awards and recognition that we have been given.
We always strive to achieve the best by doing everything to make our customers financing process a pleasant and smooth experience. Mortgage 1 was recognized as one of the top Lenders that supports the use of the Michigan State Housing Development Loan Programs - multi year running.
Services
Our Loan Officers are not only skilled in gathering the right information to process your loan quickly and efficiently, they are constantly updating their knowledge of new programs that are introduced into the marketplace.
That means you get the personal, friendly service that you expect, but you also get a mortgage program that perfectly matches your current and future needs.
That means you get the personal, friendly service that you expect, but you also get a mortgage program that perfectly matches your current and future needs.
Now is one of the best times we will see in our life times to purchase a home.
With the economy being at a low point home values have dropped making prices very attractive to prospective buyers.
Mortgage rates are also near historic lows making home affordability the lowest in history.
Get preapproved and find the home of your dreams today!
With the economy being at a low point home values have dropped making prices very attractive to prospective buyers.
Mortgage rates are also near historic lows making home affordability the lowest in history.
Get preapproved and find the home of your dreams today!
Your actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors.
An LTV ratio above 80% may result in a need for mortgage insurance.
If mortgage insurance is required, the amount of your payment will increase.
The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.
All borrowers are subject to qualification, underwriting approval, lender terms, and conditions.
An LTV ratio above 80% may result in a need for mortgage insurance.
If mortgage insurance is required, the amount of your payment will increase.
The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.
All borrowers are subject to qualification, underwriting approval, lender terms, and conditions.
Here, at Mortgage One, we offer many financing programs to help you find the right one that fits your needs and wants.
We are the lender, allowing us to offer a wide variety of programs that some mortgage companies can't.
Take a look at some of the programs below and give us a call to speak to a loan officer today.
An Federal Housing Administration (FHA) refinance mortgage or FHA loan allows for the refinance or purchase of a home with a low down payment.
100% gifted down payment allowed with seller contributions toward costs allowed, no reserves required and no prepayment penalties.
We are the lender, allowing us to offer a wide variety of programs that some mortgage companies can't.
Take a look at some of the programs below and give us a call to speak to a loan officer today.
An Federal Housing Administration (FHA) refinance mortgage or FHA loan allows for the refinance or purchase of a home with a low down payment.
100% gifted down payment allowed with seller contributions toward costs allowed, no reserves required and no prepayment penalties.
There are a lot of reasons that you might be considering refinancing your home.
Reduce monthly payments, consolidate outstanding debt, such as combining a first and second mortgage into a new first mortgage; or just get out of a bad mortgage that's costing too much.
By refinancing your current mortgage you can lower you mortgage payments and your interest rate.
There are many refinance opportunities that allow homeowners to take advantage of these historically low interest rates.
From conventional loans to low equity government loans, we are the expert.
Reduce monthly payments, consolidate outstanding debt, such as combining a first and second mortgage into a new first mortgage; or just get out of a bad mortgage that's costing too much.
By refinancing your current mortgage you can lower you mortgage payments and your interest rate.
There are many refinance opportunities that allow homeowners to take advantage of these historically low interest rates.
From conventional loans to low equity government loans, we are the expert.
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