Local Florida mortgage lender with in-house underwriting which means we can make decisions fast and close your home loan on time - typically in 28 days or less. There are a number of different types of home loans in Florida available to you, and it can pay to familiarize yourself with them. Of course, we'll be happy to help you choose the best type of mortgage loan for your needs, it only takes a few minutes to review your home loan options and get an idea of what might provide the best value for you.
We have experienced Florida mortgage loan professionals on standby to help answer your questions and help customize the right home loan for your individual needs. As a technology driven mortgage company our customers will always remain at the center of everything we do, from our web friendly application to our automated customer updating system, you will be updated as your loan moves through the process and notified at every milestone.
It's this continued commitment of providing personal service that has made us a top mortgage lender in Florida.
We have experienced Florida mortgage loan professionals on standby to help answer your questions and help customize the right home loan for your individual needs. As a technology driven mortgage company our customers will always remain at the center of everything we do, from our web friendly application to our automated customer updating system, you will be updated as your loan moves through the process and notified at every milestone.
It's this continued commitment of providing personal service that has made us a top mortgage lender in Florida.
Services
As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks.
Unlike many "online mortgage companies" who focus is primarily on rate and high pressure sales, our seasoned mortgage professionals will help educate you on the best available loan programs for your specific situation, structure your loan customized to your needs, find the best rates available at the lowest fees, and we provide local customer support and service that is second to none.
Unlike many "online mortgage companies" who focus is primarily on rate and high pressure sales, our seasoned mortgage professionals will help educate you on the best available loan programs for your specific situation, structure your loan customized to your needs, find the best rates available at the lowest fees, and we provide local customer support and service that is second to none.
As a local Florida home mortgage lender, 1st Florida Mortgage has the flexibility to underwrite loans quickly, make faster decisions and close on time.
1st Florida Mortgage's flexibility and efficiency is unavailable to traditional mortgage brokers as we control the transaction from application to funding.
As consummate mortgage professionals, every 1st Florida Mortgage employee from the top down is committed to providing excellent customer service throughout the entire loan process.
Low rates, low fees, fast closings and superior customer service is our mission statement.
1st Florida Mortgage's flexibility and efficiency is unavailable to traditional mortgage brokers as we control the transaction from application to funding.
As consummate mortgage professionals, every 1st Florida Mortgage employee from the top down is committed to providing excellent customer service throughout the entire loan process.
Low rates, low fees, fast closings and superior customer service is our mission statement.
A Conventional Loan is a home loan is generally that insured and underwritten to either of the federal government GSE's, and are underwritten to the guidelines of these government entities Fannie Mae and Freddie Mac.
What does this mean?
As you embark on your 30-year fixed rate mortgage, your first couple years of mortgage payments won't make much of a dent in your loan's principal balance.
Once you pay off most of the interest, the latter years of your mortgage will be devoted to your principal and you'll see your mortgage balance decrease dramatically.
What does this mean?
As you embark on your 30-year fixed rate mortgage, your first couple years of mortgage payments won't make much of a dent in your loan's principal balance.
Once you pay off most of the interest, the latter years of your mortgage will be devoted to your principal and you'll see your mortgage balance decrease dramatically.
1st Florida Mortgage specializes in VA home loans and has dedicated VA consultants here to say welcome home and thank you for your service.
We have Florida VA home loan specialists on standby to help guide you through application and answer any questions you may have.
We are dedicated to you and your future and specialize in dealing with Florida veteran mortgages.
We will work with you through the home buying process as your VA home loan consultant and insure that you maximize the government assistance with your VA home loan.
We have Florida VA home loan specialists on standby to help guide you through application and answer any questions you may have.
We are dedicated to you and your future and specialize in dealing with Florida veteran mortgages.
We will work with you through the home buying process as your VA home loan consultant and insure that you maximize the government assistance with your VA home loan.
Are you a 1st time home buyer?
FHA loans are a great option for first time home buyers and might be just what you need.
Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be covered through seller allowed concessions.
If you are ready to begin the process simply click the apply now to complete the mortgage application.
It is easier to qualify for an FHA loan in many cases.
This is because HUD which oversees FHA has less strict guidelines when it comes to a customer with credit problems, such as bankruptcy, foreclosure etc.
FHA loans are a great option for first time home buyers and might be just what you need.
Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be covered through seller allowed concessions.
If you are ready to begin the process simply click the apply now to complete the mortgage application.
It is easier to qualify for an FHA loan in many cases.
This is because HUD which oversees FHA has less strict guidelines when it comes to a customer with credit problems, such as bankruptcy, foreclosure etc.
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