Alaska USA Mortgage
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Insurance services offered through Alaska USA Insurance Brokers, LLC. Insurance products are provided by various carriers and are obligations of the issuing insurance company. They are not obligations of or deposits to Alaska USA Insurance Brokers, Alaska USA Federal Credit Union, or its subsidiaries, and are not insured by the National Credit Union Administration.

Some products are not available in all states. Mortgage loans are provided by Alaska USA Federal Credit Union in Arizona. Mortgage loans are provided by Alaska USA Mortgage Company, LLC in Alaska, Washington and California. Alaska License #AK157293; Washington Consumer Loan Company License #CL-157293; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4131067.
Services
When it comes to an investment as important as your mortgage, experience really matters!
With more than 30 years of responsible lending practices, Alaska USA Mortgage Company has earned the respect of the professionals in the industry and the trust of its clients.
Alaska USA Mortgage Company takes pride in offering you the best mortgage loan professionals, along with a wide variety of loan programs and competitive rates.
Whether you are purchasing your first home, refinancing, or purchasing investment properties, Alaska USA Mortgage Company can help.
Alaska USA Mortgage Company, LLC is a subsidiary of Alaska USA Federal Credit Union.
It offers a wide variety of mortgage options to meet the ever-changing needs of borrowers.
The mortgage company's primary focus is to provide comprehensive, cost-effective, and professional mortgage services for borrowers when they are purchasing a new home, refinancing, or purchasing investment properties.
Alaska USA Mortgage Company is committed to member service and strives to provide value during the loan process.
Not all mortgage companies are created equal.
Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way.
If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don't hesitate talk to one of our mortgage loan specialists.
Conforming loans follow the terms and conditions set by Fannie Mae and Freddie Mac.
Conventional loans can be a fixed-rate mortgage or an adjustable rate mortgage; they require a down payment by the borrower and have a wide range of payment period terms.
Start your home construction project with a residential construction loan from Alaska USA Mortgage Company.
It's the perfect solution when you need to finance the building of a home from the ground up or for extensive remodeling.
When you want to build your own home, where do you begin?
A residential construction loan is a short-term financing option that gives you the means to pay for construction as your new home is being built.
Alaska USA Mortgage Company residential construction loans require that you prequalify for a mortgage loan from Alaska USA Mortgage Company for at least the amount of the construction loan, and that you choose a contractor that meets Alaska USA Mortgage Company's requirements for approval.
Lowering your payment - Home loan interest rates fluctuate over time, sometimes dropping low enough to make refinancing worthwhile.
If rates have dropped by a point or more refinancing can lower you monthly payment, sometime by a few hundred dollars each month.
Shortening the length of your loan - If interest rates have gone down, while the value of your home has increased, you may be able to refinance to a shorter loan term.
For instance, shortening it from 30 years to 15, and at a lower interest rate.
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