American Home Mortgage
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American Home Mortgage
For 30 years, the residents of Buckhead, Sandy Springs and neighboring areas have counted on American Home mortgage for highly personalized service and innovative mortgage solutions. Because of our outstanding reputation in the financial community, we are able to guarantee some of the lowest rates around. And our experienced loan officers are some of the best you'll find.

Contact us for a free mortgage quote and discover why our clients come back time and time again. Whether you are in Atlanta, Miami or Tampa Bay, we can help you secure the right loan, at the right terms. Contact us today for a free mortgage quote or to become pre-qualified.
Services
More than 30 years ago, American Home Mortgage was founded to offer Atlanta homeowners highly personalized service, low cost loans, and sound advice.
Today, we're proud to say we have continued to fulfill our mission and have a large client base that comes back to us time and time again.
Since day one, we have been dedicated to providing the lowest interest rates and closing costs possible.
So we've kept our overhead low and built a strong reputation in the financial community.
This allows us to beat banks almost every time on rates and fees.
If you're interested in purchasing a home, simply answer the questions below.
We offer a wide variety of loan options including fixed rate, adjustable rate, First Time Homebuyer programs, FHA, VA, jumbo loans and more.
Want to skip the closing costs?
Simply ask for one of our "no closing cost" loans!
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you.
Thank you for your cooperation.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
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