Onpoint Financial
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Low Interest Mortgages to help you out down the road We want to fit you with the financing that will best work for you and your family's needs, to establish your financial security for the future. Our professional team is always available to respond to your questions as quickly as they come up. Refinancing your existing mortgage loan may be used to accomplish different goals depending on your individual needs.

In order to properly apply for a loan we require various documents to get accurate numbers. We ensure that out operation is as secure as possible, including encrypting digital documents and all vital communication. We also believe in being upfront with our clients and basing our service on a single important principle - "put yourself in the client's shoes."

If this is not the best time for you to refinance or purchase a new home, we will tell you up-front. We know that it is you, the client, that keeps us in business and it is you we aim to satisfy. Use the slider to set how long you want to have to pay off your loan and how much money you need.
Services
We are specialists in Purchases, Refinances, Home Equity loans, Investment property purchases/refinances, multi-unit property refinances/purchases, less than perfect credit purchases/refinances, past bankruptcy and foreclosures, and private money loans.
So whether you are buying your first home, upgrading to your dream home, we have the knowledge to make it all come together.
The goal at OnPoint Financial is to build and maintain our business based on referrals of past clients, business associates, friends, family members, and others who seek a company that offers first class service and an ongoing commitment to excellence.
The world of mortgages can be very frustrating and confusing because there are literally thousands of programs available to homeowners.
Every day you are offered new options.
Being a homeowner, your home is your biggest asset; it is often times your biggest liability.
The information contained in these pages are just brief descriptions and might not be exactly what you were looking for.
The best way to find a program that best suits your needs is to contact us directly we make it easy to receive a free no-obligation review.
When considering the purchase of a new home the first step is to get pre-qualified.
This will tell you exactly how much you qualify for, your payment, rate, and term.
The pre-qualification step takes only a few hours and will save you a tremendous amount of time looking at homes that may be below what you qualify for, or above what you can qualify for.
Additionally, if you are working with a real estate agent you will also need to show them you have already been pre-qualified.
This makes looking for your new home an easier process.
FHA loans serve a great purpose, lower interest rates and more flexible underwriting guidelines.
The minimum down payment is 3.5%, and some of the closing costs may be paid by the seller when purchasing a home.
Thinking of refinancing you FHA loan, reach out to one of our Customer Care Directors to see what options would be best for you.
VA loans are available to individuals who have or currently are enlisted in the military.
VA loans offer an individual the opportunity to put zero money down when purchasing a home.
VA loans can also be streamlined later on when refinancing to lower the rate of interest.
When purchasing a home, VA loans offer the borrower a loan with less stringent credit and asset requirements as well.
Subsequent homes may also be purchased if the VA entitlement is still available.
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