For 15+ years, The HOUSE Team has helped clients find the best home loan at competitive interest rates. Helping our clients understand the mortgage process and making sure the process is smooth and surprise free is our top priority. Having an experienced Arizona home loan team helping you through the home loan process is important. The HOUSE Team is here to do just that.
Services
Jeremy moved to Arizona from New York in 2001 to finish his education at Arizona State University.
Jeremy consistently ranks in the top 1% of loan officers nationwide and has also been named as 1 of the top 250 producing Loan Officers in the Nation (Mortgage Executives Magazine).
The HOUSE Team accomplishes this with a proactive and detailed approach to each client's loan.
Closing each and every loan on time* and without surprises is paramount to the HOUSE Team's success.
Pete is responsible to help clients through the entire loan process.
Jeremy consistently ranks in the top 1% of loan officers nationwide and has also been named as 1 of the top 250 producing Loan Officers in the Nation (Mortgage Executives Magazine).
The HOUSE Team accomplishes this with a proactive and detailed approach to each client's loan.
Closing each and every loan on time* and without surprises is paramount to the HOUSE Team's success.
Pete is responsible to help clients through the entire loan process.
Home Loan Pre-Qualification* is the first step in the home buying process.
Obtaining a Pre-Qual is quick, painless and costs nothing.
The HOUSE Team provides mortgage pre-qualifications you and seller's can count on without surprise or delays showing up later in the process.
Taking the step forward into getting pre-qualified for a home loan may seem like a lot.
However, once you are familiar with how mortgage pre-qualification works you will see there is little to worry about.
The HOUSE Team will guide you through each step.
Obtaining a Pre-Qual is quick, painless and costs nothing.
The HOUSE Team provides mortgage pre-qualifications you and seller's can count on without surprise or delays showing up later in the process.
Taking the step forward into getting pre-qualified for a home loan may seem like a lot.
However, once you are familiar with how mortgage pre-qualification works you will see there is little to worry about.
The HOUSE Team will guide you through each step.
During your mortgage pre-qual certain income/asset and credit support documents are required.
Since everyone's scenario differs, so too do the documents required for a pre-qual.
While self-employed needs list often differs from a wage earner's, typical documents required items are straight forward.
However, lenders send these forms at different times in the process.
The HOUSE team provides these up front.
In fact, waiting too long for either form may result in unwanted suprises in underwriting.
Since everyone's scenario differs, so too do the documents required for a pre-qual.
While self-employed needs list often differs from a wage earner's, typical documents required items are straight forward.
However, lenders send these forms at different times in the process.
The HOUSE team provides these up front.
In fact, waiting too long for either form may result in unwanted suprises in underwriting.
Obtaining Home Loan Pre-Qualification* is key to a successful home buying experience.
In fact, here are 7 reasons fully Pre-Qualification should be the first step when buying a home.
Aside from being able to make offers, a mortgage pre-qualification provides several additional benefits to a home-buyer.
In fact, the process allows buyers to enjoy a much smoother home buying experience overall.
Stress during the home loan process often comes in the form of last minute lender requests and underwriting surprises.
In fact, here are 7 reasons fully Pre-Qualification should be the first step when buying a home.
Aside from being able to make offers, a mortgage pre-qualification provides several additional benefits to a home-buyer.
In fact, the process allows buyers to enjoy a much smoother home buying experience overall.
Stress during the home loan process often comes in the form of last minute lender requests and underwriting surprises.
The home loan process starts at the pre-approval phase.
During pre-approval, borrowers work with their loan officer to find out what loan types they qualify for.
Also, this is when they learn what their maximum loan amount is as well as what monthly payments look like for each scenario.
After securing a home to buy, borrower's enter the underwriting phase.
During this part of the loan process the loan moves from pre-approval to final approval and being ready to close.
Your loan officer requests updated income/asset documents from you.
During pre-approval, borrowers work with their loan officer to find out what loan types they qualify for.
Also, this is when they learn what their maximum loan amount is as well as what monthly payments look like for each scenario.
After securing a home to buy, borrower's enter the underwriting phase.
During this part of the loan process the loan moves from pre-approval to final approval and being ready to close.
Your loan officer requests updated income/asset documents from you.
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