Don't become a cog in some bank's profit-making machine! Talk to me for a free consultation and get realistic mortgage rate information that matches your needs. Start your mortgage loan application here and get my help throughout your loan experience. Our system makes the application process easy and expedites the process. I've worked with Vic on 3 different loans, and he made it easy to understand, and got them all done efficiently.
Some people say your real estate agent is memorable, but working with Vic was the best part of each transaction! Home of REAL mortgage advice! Independent national award winning C2 Financial mortgage consultant: 2021 Scotsman Guide, 2020 C2 Financial, 2020 NMP. AWARD-WINNING MORTGAGE BROKER WITH C2 FINANCIAL CORPORATION I am an independent agent with C2 Financial, one of the largest mortgage brokers in the U.S.
After 21 years in the home loan industry, I'm still passionate about helping home buyers get the loan they need for the home they want. WARRIORS FAN, FATHER, & RESCUE SCUBA DIVER I'm a lifelong Bay area resident and a diehard Warriors fan.
Some people say your real estate agent is memorable, but working with Vic was the best part of each transaction! Home of REAL mortgage advice! Independent national award winning C2 Financial mortgage consultant: 2021 Scotsman Guide, 2020 C2 Financial, 2020 NMP. AWARD-WINNING MORTGAGE BROKER WITH C2 FINANCIAL CORPORATION I am an independent agent with C2 Financial, one of the largest mortgage brokers in the U.S.
After 21 years in the home loan industry, I'm still passionate about helping home buyers get the loan they need for the home they want. WARRIORS FAN, FATHER, & RESCUE SCUBA DIVER I'm a lifelong Bay area resident and a diehard Warriors fan.
Services
What would it mean to have a trusted guide through home buying - one of the biggest investments of your life?.
Whether you are upsizing, downsizing, or relocating, I can save you from the pitfalls of online mortgage loan shopping and teach you how to make your own best decisions.
Whether you are a first time home buyer or an experienced investor, I can find a loan product that will work for you, that best serves your needs, at the best rate!
I look at your personal, unique, financial scenario, educate you about mortgage loans and how the mortgage process really works.
Whether you are upsizing, downsizing, or relocating, I can save you from the pitfalls of online mortgage loan shopping and teach you how to make your own best decisions.
Whether you are a first time home buyer or an experienced investor, I can find a loan product that will work for you, that best serves your needs, at the best rate!
I look at your personal, unique, financial scenario, educate you about mortgage loans and how the mortgage process really works.
You may be interested in a single unit property (single family residence, condo, or townhouse) or an owner occupied multi-unit residential property (duplex, triplex or fourplex).
For detailed information about why this is recommended and how to get pre-approved, read our article Why Get Pre Approved and follow the enclosed links.
There are different types of first-time home buyer mortgage loan programs; variations are impacted by your credit scores/credit history, type of job, income level, available funds, and property location.
For detailed information about why this is recommended and how to get pre-approved, read our article Why Get Pre Approved and follow the enclosed links.
There are different types of first-time home buyer mortgage loan programs; variations are impacted by your credit scores/credit history, type of job, income level, available funds, and property location.
First step to refinance your home mortgage: Gather documentation.
As an independent mortgage consultant, I will tell you what items to collect and go over all of your documentation with you before we submit it to underwriters.
I will analyze these materials, shop around for the loan that is the best fit for your situation, and then submit your materials.
I have access to over 100 lenders through my relationship with C2 Financial Corp. who have a variety of loan products.
This gives me a lot of latitude for finding the best fit, the best rate for your situation, and the loan you are most likely to qualify for.
As an independent mortgage consultant, I will tell you what items to collect and go over all of your documentation with you before we submit it to underwriters.
I will analyze these materials, shop around for the loan that is the best fit for your situation, and then submit your materials.
I have access to over 100 lenders through my relationship with C2 Financial Corp. who have a variety of loan products.
This gives me a lot of latitude for finding the best fit, the best rate for your situation, and the loan you are most likely to qualify for.
Many of my clients are repeat customers, property owners who've purchased multiple properties as second homes, vacation homes, or rental properties.
Building a trusted longterm relationship with a mortgage consultant who knows you well can really expedite your loan processes.
You might relocate to downsize, upsize, move to a new job, or retire.
In any situation, if you get help on both ends of a relocation mortgage transaction, you can do it with less stress and complexity.
An expert California home mortgage consultant on your side can coordinate the timing of transactions and get the best loan for you.
Building a trusted longterm relationship with a mortgage consultant who knows you well can really expedite your loan processes.
You might relocate to downsize, upsize, move to a new job, or retire.
In any situation, if you get help on both ends of a relocation mortgage transaction, you can do it with less stress and complexity.
An expert California home mortgage consultant on your side can coordinate the timing of transactions and get the best loan for you.
The variety of mortgage loan products, the hype from lenders, and all of those tantalizing "Instant Rate Quote" buttons yielding different results can make a home buyer's head spin.
Taking the time here to learn some basic concepts about mortgage loans will save you time, money, and grief!
It's a mistake to entrust your financial future to mortgage sales websites that see you as a profit source!
More about mortgage shopping.
Learn why online mortgage rate quote calculators are misleading, and a risky way to shop for something as important as a mortgage loan.
Taking the time here to learn some basic concepts about mortgage loans will save you time, money, and grief!
It's a mistake to entrust your financial future to mortgage sales websites that see you as a profit source!
More about mortgage shopping.
Learn why online mortgage rate quote calculators are misleading, and a risky way to shop for something as important as a mortgage loan.
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