Liberty Home Equity Solutions
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Liberty Home Equity Solutions
Liberty Reverse Mortgage (Liberty) is one of the nation's largest and most experienced lenders of Home Equity Conversion Mortgages (HECM), also known as reverse mortgages. For over a decade, we've delivered education, home equity solutions, and personal care to over 50,000 senior homeowners and 1,000 wholesale partners. Let us show you how home equity solutions from Liberty may help you build a better future and achieve the financial independence you deserve.
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For over a decade, Liberty Reverse Mortgage (Liberty) has been committed to helping seniors gain financial independence and security through Home Equity Conversion Mortgages (HECMs).
Based in Sacramento, California, Liberty is one of the nation's largest and most experienced reverse mortgage lenders, focusing exclusively on providing HECM loans to senior clients and wholesale business partners.
We have helped change the lives of over 75,000 clients since 2004 while providing education and lending solutions to over 1,000 business partners across the U.S.
Since our company was founded in 2004, we have stayed true to our mission of helping clients build financial independence and security through home equity solutions.
Over the years, we have grown from a small start-up to one of the largest Reverse Mortgage lenders in the nation.
We have helped over 50,000 seniors obtain access to the equity in their homes to help them live more comfortable and financially secure lives.
As we look forward to the next chapter in our history, you can count on Liberty to stay true to our core values and commitment to always put our clients' needs first.
A Home Equity Conversion Mortgage (HECM) loan - also known as a reverse mortgage - can be an important financial option for seniors, their family members, and financial professionals to consider as part of an overall retirement planning strategy or to help meet cash flow needs.
A HECM loan is insured by the Federal Housing Administration (FHA)1 and allows senior homeowners 62 and over to access part of the equity in their home to help them live more comfortably during retirement.
As required by the Federal Housing Administration (FHA), you will be charged an initial mortgage insurance premium (MIP) at closing and, over the life of the loan, you will be charged an annual MIP based on the loan balance.
At Liberty, we are committed to providing industry leading education, training support, and insights to help our clients, partners and employees succeed.
Consumer Resources & Education We provide comprehensive educational materials and videos to help clients understand how a Home Equity Conversion Mortgage works and get the facts they need to help in their decision process.
Business Partner Education - Liberty Academy Liberty has enhanced its extensive training libraries for business partners through our new Liberty Academy.
Over the years, we have received countless letters of thanks from the many clients that we have helped.
For many of the clients we assist, obtaining a Home Equity Conversion Mortgage (Also known as a reverse mortgage) was a life changing event.
Here are some of the personal stories that our clients have shared with us through the years.
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