Pathways Financial Group
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Please contact us today to schedule your free consultation. We are Reverse Mortgage and FHA HECM specialists based in Orange County and serving all of Southern California. A Home Equity Conversion Mortgage (HECM) is a FHA insured program for Seniors 62 years of age and older, who are looking to reduce or eliminate their monthly mortgage payment*. Tax-free cash* out is also often available.

It is not free money or a government handout. It is a friendly and flexible loan that gives you the option of making any payment that fits your budget, even if that payment is zero. This program allows Seniors to safely tap into their home equity. The HECM is the FHA's version of the Reverse Mortgage.

The HECM is not for everyone, but Seniors with sufficient equity who would like to Eliminate Their Monthly Mortgage Payment*, and who can benefit from Tax-Free Cash* -- which can be used for any purpose -- are the best candidates.The HECM is insured by the Federal Housing Administration and is regulated by the Department of Housing and Urban Development, HUD, to protect the Senior.
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