Considering buying a home? Tell us a bit about your income, assets, and the area you're looking in. We'll instantly find the best possible loans available to you, and give you a good estimate of how much you can borrow. Getting pre-approved will not affect your credit score in any way.
Headquartered in the heart of Pinecrest Florida, our family-owned boutique lending platform offers mortgage loans, strategic advice and investment planning acumen by leveraging the entrepreneurial passion and industry experience of a committed team of mortgage experts so that owners and investors can realize their highest ambitions for their personal lives and for their business activities.
At Stewards of Capital, we help hundreds of Americans purchase their first home every day, and help others lower their monthly payment by refinancing.Our exclusive home mortgage programs allow you to buy a home with a minimal down payment. Some home mortgage programs require as little as 0% down! In many cases, your down payment can be a gift from a relative or nonprofit organization.
Headquartered in the heart of Pinecrest Florida, our family-owned boutique lending platform offers mortgage loans, strategic advice and investment planning acumen by leveraging the entrepreneurial passion and industry experience of a committed team of mortgage experts so that owners and investors can realize their highest ambitions for their personal lives and for their business activities.
At Stewards of Capital, we help hundreds of Americans purchase their first home every day, and help others lower their monthly payment by refinancing.Our exclusive home mortgage programs allow you to buy a home with a minimal down payment. Some home mortgage programs require as little as 0% down! In many cases, your down payment can be a gift from a relative or nonprofit organization.
Services
At Stewards of Capital Home Mortgage, we help hundreds of Americans purchase their first home every day, and help others lower their monthly payment by refinancing.
Our exclusive home mortgage programs allow you to buy a home with a minimal down payment.
Some home mortgage programs require as little as 0% down!
In many cases, your down payment can be a gift from a relative or nonprofit organization.
Whether you're buying your first home or just need a refresher, we'll walk you through all the steps involved in buying a new home with full transparency.
Our exclusive home mortgage programs allow you to buy a home with a minimal down payment.
Some home mortgage programs require as little as 0% down!
In many cases, your down payment can be a gift from a relative or nonprofit organization.
Whether you're buying your first home or just need a refresher, we'll walk you through all the steps involved in buying a new home with full transparency.
Finding the right home and the right mortgage helps set a solid foundation for successful homeownership.
We have the mortgage tools, information and expertise to help you with the decisions you need to make along the way.
Learn about financing for specific housing needs, such as buying a fixer-upper, a newly built home, or a foreclosed property.
Take a look at our programs with unique loan features that may help you with your homebuying needs.
Get preapproved for free - before you shop for your new home - and get more bargaining power.
We have the mortgage tools, information and expertise to help you with the decisions you need to make along the way.
Learn about financing for specific housing needs, such as buying a fixer-upper, a newly built home, or a foreclosed property.
Take a look at our programs with unique loan features that may help you with your homebuying needs.
Get preapproved for free - before you shop for your new home - and get more bargaining power.
Whether you want to lower your monthly mortgage payments, free up cash or consolidate debt, it's easier than you think to find the right loan for you.
Stewards of Captal & Co. is here to help you do just that.
We offer a broad range of loans for your needs and rates tailored to your specific situation.
Get your prequalification letter the same day!
Are you paying to much?
Don't miss your chance to take advantage of mortgage rates at their lowest in several decades.
Even changing the terms of your mortgage can maximize your monthly income.
Stewards of Captal & Co. is here to help you do just that.
We offer a broad range of loans for your needs and rates tailored to your specific situation.
Get your prequalification letter the same day!
Are you paying to much?
Don't miss your chance to take advantage of mortgage rates at their lowest in several decades.
Even changing the terms of your mortgage can maximize your monthly income.
Stewards of Capital Bank is pleased to announce that we are now offering conventional and Jumbo One-Close Construction loan products.
These products allow for payment of interest-only during construction with the note to be modified upon completion of construction to a fully amortized principal and interest payment.
The construction terms include 12, 18, 24 months.
Soft costs (architectural, engineering and permit fees) may be financed, closing costs may not.
Only full third party builder contracts are accepted.
These products allow for payment of interest-only during construction with the note to be modified upon completion of construction to a fully amortized principal and interest payment.
The construction terms include 12, 18, 24 months.
Soft costs (architectural, engineering and permit fees) may be financed, closing costs may not.
Only full third party builder contracts are accepted.
Typical loan-to-value for a land loan is 60-65% but varies based on the project.
The Loan-to-Cost increases as long as the Borrower has sufficient reserves some other compensating factors.
Stewards of Capital Bank does not lend outside of Florida.
Once our underwriting is complete and our loan committee has approved your loan request we will then issue a Letter of Interest and a good faith deposit will be required.
Interest rates can vary but typically range between 10% - 12% depending on LTV or LTC, with interest only payments (and tax escrow) due monthly and 2-3 points origination at closing.
The Loan-to-Cost increases as long as the Borrower has sufficient reserves some other compensating factors.
Stewards of Capital Bank does not lend outside of Florida.
Once our underwriting is complete and our loan committee has approved your loan request we will then issue a Letter of Interest and a good faith deposit will be required.
Interest rates can vary but typically range between 10% - 12% depending on LTV or LTC, with interest only payments (and tax escrow) due monthly and 2-3 points origination at closing.
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