This is Ben Phillips and Eric Bradshaw with HomeRate Mortgage in Chattanooga TN. New Name, New Number, same Great Service! Call us today to find out, "How much you can SAVE!" or fill out our easy "3-Step Quote" above. Our team of mortgage experts has been saving people money for years. The question is, "How much will we Save You?" We have saved clients hundreds even thousands of dollars off their monthly payments and hundreds of thousands of dollars over the life of their mortgage with our EZ Home Refinance program.
Mortgage Rates are at 50 year historical lows, but they won't stay this low forever! Don't procrastinate, call one of our Mortgage Specialists for a "Free - No Cost or Obligation Quote today!" For Example: A $250,000 new home loan at 4.25% for 30 yrs only has a principle and interest payment of $1,229.85! However, if rates returned back to 6% the same 250,000 new home loan for 30 yrs would have a principle and interest payment of $1,498.88.
Ensure that your family has the best home loan today!
Mortgage Rates are at 50 year historical lows, but they won't stay this low forever! Don't procrastinate, call one of our Mortgage Specialists for a "Free - No Cost or Obligation Quote today!" For Example: A $250,000 new home loan at 4.25% for 30 yrs only has a principle and interest payment of $1,229.85! However, if rates returned back to 6% the same 250,000 new home loan for 30 yrs would have a principle and interest payment of $1,498.88.
Ensure that your family has the best home loan today!
Services
HomeRate Mortgage of Tennessee saves local home owners money.
Ben Phillips is the voice of HomeRate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings.
When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals.
Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your home financing needs.
Ben Phillips is the voice of HomeRate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings.
When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals.
Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your home financing needs.
Before you go looking for a home, you should see if you are financially able to get a mortgage and get an estimate of what you pre-qualify for from a lender.
If you are working with a real estate agent, getting pre-qualified lets them know you are a knowledgeable and serious buyer.
The first step toward finding the right home is to quickly compute your purchasing power and determine how much you can afford to pay each month.
This saves you time by allowing you to focus on homes in your price range.
If you are working with a real estate agent, getting pre-qualified lets them know you are a knowledgeable and serious buyer.
The first step toward finding the right home is to quickly compute your purchasing power and determine how much you can afford to pay each month.
This saves you time by allowing you to focus on homes in your price range.
Pay less interest over the life of your loan and find out how low your loan payment can be.
Take advantage of our amazing client service, and see how much you can save.
When it comes to buying a house, it seems pretty simple, you just need to know how much it is listed for, and how much your budget is.
If you find one you like, and it looks like you can afford it, that's amazing!
Don't celebrate just yet, what about all the other cost and fees associated with your home purchase, Have you taken those into consideration?
Take advantage of our amazing client service, and see how much you can save.
When it comes to buying a house, it seems pretty simple, you just need to know how much it is listed for, and how much your budget is.
If you find one you like, and it looks like you can afford it, that's amazing!
Don't celebrate just yet, what about all the other cost and fees associated with your home purchase, Have you taken those into consideration?
Conventional loans are the most basic type of mortgage loan.
Unlike other types of mortgages, such as USDA, FHA, and VA, conventional loans are not guaranteed by a third party entity.
Therefore, the loan has more stringent eligibility requirements.
However, if you meet those eligibility guidelines, you can benefit from the advantages of potentially eliminating your private mortgage insurance payment, which lowers your monthly payment and saves you thousands over the life of your loan.
Whether you are trying to break into the housing market by purchasing your first home, or if you're looking to refinance, now that the economy has turned more favorable for borrowers, a conventional mortgage might be just what you're looking for.
Unlike other types of mortgages, such as USDA, FHA, and VA, conventional loans are not guaranteed by a third party entity.
Therefore, the loan has more stringent eligibility requirements.
However, if you meet those eligibility guidelines, you can benefit from the advantages of potentially eliminating your private mortgage insurance payment, which lowers your monthly payment and saves you thousands over the life of your loan.
Whether you are trying to break into the housing market by purchasing your first home, or if you're looking to refinance, now that the economy has turned more favorable for borrowers, a conventional mortgage might be just what you're looking for.
The Federal Housing Administration (FHA) protects the lender from loss in the case of a default on the loan.
This insurance allows us to offer low interest rates and eligibility requirements for FHA loans.
This makes FHA loans the easiest type of mortgage to qualify for and for some the cheapest monthly premium.
The only caveat to the low interest rate is that FHA loans require the borrower to carry mortgage insurance on the loan, which is commonly referred to as MIP (mortgage insurance premium).
This insurance allows us to offer low interest rates and eligibility requirements for FHA loans.
This makes FHA loans the easiest type of mortgage to qualify for and for some the cheapest monthly premium.
The only caveat to the low interest rate is that FHA loans require the borrower to carry mortgage insurance on the loan, which is commonly referred to as MIP (mortgage insurance premium).
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