The Jacobsen Mortgage Group stands by our outstanding reputation of providing excellent customer service. Over 99% of our business comes from satisfied repeat customers and their referrals. We take pride in offering our clients the highest levels of customer service and education. We truly consider it an honor and a privilege to be given the opportunity to serve you and to forever be your lender of choice.
Services
In order to consider a loan application, all lenders need personal information to verify employment for you and your co-borrower (if there is one).
Information regarding debts and assets also is required.
Do you expect any changes over the next few years, such as expanding your family or having children go off to college or move away?
Do you expect any changes in income due to promotions, relocations, retirement, inheritance or pensions?
When shopping for a mortgage, you should always evaluate your choices carefully and consider how they will fit in with your long-term financial plan.
Information regarding debts and assets also is required.
Do you expect any changes over the next few years, such as expanding your family or having children go off to college or move away?
Do you expect any changes in income due to promotions, relocations, retirement, inheritance or pensions?
When shopping for a mortgage, you should always evaluate your choices carefully and consider how they will fit in with your long-term financial plan.
If you can improve your interest rate by at least two percentage points, then it is a good time to refinance.
While that may work as a general rule, the truth is that there are many reasons to refinance.
This can make a big difference in your monthly out-of-pocket costs for housing and save money on financing fees.
If you are in a position to make higher monthly payments due to an increase in salary or other good fortune, you may want to switch from a 30-year loan program to a 15- or 20-year loan structure.
While that may work as a general rule, the truth is that there are many reasons to refinance.
This can make a big difference in your monthly out-of-pocket costs for housing and save money on financing fees.
If you are in a position to make higher monthly payments due to an increase in salary or other good fortune, you may want to switch from a 30-year loan program to a 15- or 20-year loan structure.
Several types of mortgage loan products are available and listed below.
Once you review the types, ask us for more details, so we can determine which type of program would be the best option for you.
Conventional loans are not insured by any government program, and they are the most common type of mortgage.
Conforming conventional loans follow the loan amount guidelines set by Fannie Mae and Freddie Mac.
Nonconforming loans don't meet those guidelines, but are still considered conventional.
Conventional loans often have higher down payment requirements than government-sponsored loans like FHA and USDA.
Once you review the types, ask us for more details, so we can determine which type of program would be the best option for you.
Conventional loans are not insured by any government program, and they are the most common type of mortgage.
Conforming conventional loans follow the loan amount guidelines set by Fannie Mae and Freddie Mac.
Nonconforming loans don't meet those guidelines, but are still considered conventional.
Conventional loans often have higher down payment requirements than government-sponsored loans like FHA and USDA.
Buyers often decide whether to look at your house before they even get out of the car.
Little things like washing windows, repainting trim, planting flowers and fixing screens can make a big difference.
For even more impact, you may want to consider larger projects like replacing siding or adding a patio or deck.
The added value for these larger projects won't yield as high of a return on investment, but may help your house stand out from the rest.
Weigh your options and ask your REALTOR for advice before starting a big project.
Little things like washing windows, repainting trim, planting flowers and fixing screens can make a big difference.
For even more impact, you may want to consider larger projects like replacing siding or adding a patio or deck.
The added value for these larger projects won't yield as high of a return on investment, but may help your house stand out from the rest.
Weigh your options and ask your REALTOR for advice before starting a big project.
Reviews
Be the first to review Jacobsen Mortgage Group.
Write a Review
