J Sal Consultants
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J Sal Consultants
Since our inception in 1990, we have offered customized solutions to local, regional and national clients while maintaining the highest standards of quality and customer service. EMS is a true one-stop shop, allowing you to streamline your mortgage Loans and valuation processes without sacrificing quality, service or cost.

We provide affordable programs as well as modification loans (EMS) consistently provides timely services and valuations through the effective use of innovative technology delivered by experienced professionals.
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Since our inception in 1990, we have offered customized solutions to local, regional and national clients while maintaining the highest standards of quality and customer service.
EMS is a true one-stop shop, allowing you to streamline your Loan and valuation processes without sacrificing quality, service or cost.
203(k): this FHA mortgage insurance program enables homebuyers to finance both the purchase of a house and the cost of its rehabilitation through a single mortgage loan.
ARM: Adjustable Rate Mortgage; a mortgage loan subject to changes in interest rates; when rates change, ARM monthly payments increase or decrease at intervals determined by the lender; the change in monthly payment amount, however, is usually subject to a cap.
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