Mortgage Options Of Texas
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Mortgage Options Of Texas
Our experienced professionals offer superior quality support throughout the entire experience. Contact us today and let us go to work for you! It was a pleasure working with Mr. John Williams buying our home in the Pearland area. He knows the real estate market in and out, an honest broker and a man of the highest integrity.

Though the sell of our family home for over twenty years in South Houston was a long and arduous process dealing with the buyer's lender, John made the process bearable by providing us timely updates and information along the way.We highly recommend John. We want to thank for your service. It is very encouraging to know a person with your experience and industry knowledge brings a new level of assurance.

The prior brokerage firm we used at first would never keep us informed. We woud call leave messages and never get a response. We felt like we were in the dark. You were very honest and informative of each step by step direction. Mortgage Options of Texas helped us close on a new build this week, and our opportunity to close on the first house we had built is largely due to Nicole Ford.
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I specialize in purchase money mortgages, first-time home buyers, and FHA/VA Loans.
I am also a licensed Insurance Agent with A Ford Insurance Agency with over 13 years of experience and can provide many mortgage options with low rates and closing costs.
Ask me about our current special!
John has been originating loans for over 20 years.
First as mortgage broker and lender in Florida.
MooTx was opened in 2006 offering mortgage brokerage services.
One thing he has learned is there are many mortgage options so use a broker who can shop rates, costs and programs to get you the most real estate for your money.
Refinancing a home mortgage can be a big decision for many homeowners.
Your situation and needs change over time so why shouldn't your mortgage?
Now might be the right time for you to refinance into a lower rate mortgage.
You should take the time to consider the following questions to see if refinancing makes sense for you.
Refinancing is an easy way to solve many of your mortgage worries.
Getting a lower monthly rate and paying less over the life of your loan just makes sense.
At Mortgage Options Of Texas LLC we're ready to find the right refinancing solution for you.
The following is a partial list of programs offered by Mortgage Options Of Texas LLC with a brief description of the key elements of each.
For a complete list of the programs that we offer, please contact us at 832-384-4917.
Home equity loans call for the borrower to acquire a new loan on an already mortgaged property using the equity you've built as collateral.
Home equity loans are typically reserved for those looking to pay down medical or consumer debt, start a business or pay tuition.
Please contact us directly if you're interested in a home equity loan.
Pre-qualification starts the loan process.
Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house.
Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage companies look at two key factors.
Ability to repay the mortgage is verified by your current employment and total income.
The pre-approval process is much more complete than pre-qualification.
For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter.
Pre-approval includes all the steps of a full approval, except for the appraisal and title search.
Pre-approval can put you in a better negotiating position, much like a cash buyer.
Usually people refinance to save money, either by obtaining a lower interest rate or by reducing the term of the loan.
Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts.
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