We'll help you determine the optimal mortgage financing plan for buying a home, then track it with monthly updates and annual reviews. Not sure if you've still got the best mortgage for you NOW? We'll help you optimize your financing once you already have a home. Even if you're not in the market for a mortgage, the Real Estate and Money review gives you a holistic understanding of your current equity position.
Negotiating a home purchase and navigating the mortgage system is enough to make you feel temporarily insane. The problem is, mortgages are deceptively complicated. The lowest rate may not actually be your best option when you consider the total cost of borrowing over time (stuff like fees, PMI, EPR, taxes and liquidity). With over 15 years of experience, we can help you avoid the pitfalls and make smarter borrowing decisions that save you thousands.
Our proven 7-step Borrow Smart Processgives you a clear picture of your financial future and a plan to unlock a lifetime of wealth with your home.
Negotiating a home purchase and navigating the mortgage system is enough to make you feel temporarily insane. The problem is, mortgages are deceptively complicated. The lowest rate may not actually be your best option when you consider the total cost of borrowing over time (stuff like fees, PMI, EPR, taxes and liquidity). With over 15 years of experience, we can help you avoid the pitfalls and make smarter borrowing decisions that save you thousands.
Our proven 7-step Borrow Smart Processgives you a clear picture of your financial future and a plan to unlock a lifetime of wealth with your home.
Services
Here's what most lenders don't tell you: a lower mortgage rate combined with the wrong lending strategy can cost you thousands.
We don't just consider rates + fees.
We provide a Total Cost Analysis that considers your unique financial situation and the market.
We provide monthly and annual reviews to track your financial situation and make necessary adjustments to ensure you are maximizing your home equity to build wealth over time-not just paying off debts.
I'm here to set the strategy, explain the process and ensure you maximize the return on your real estate investment.
We don't just consider rates + fees.
We provide a Total Cost Analysis that considers your unique financial situation and the market.
We provide monthly and annual reviews to track your financial situation and make necessary adjustments to ensure you are maximizing your home equity to build wealth over time-not just paying off debts.
I'm here to set the strategy, explain the process and ensure you maximize the return on your real estate investment.
You're looking for the best way to buy a home.
We'll help you determine the optimal lending strategy.
We'll also show you ways to optimize your credit profile, and set yourself up to get the best possible financing package when the time comes to buy.
You've already got a home, but you know finances evolve over time.
You want to feel confident that your current mortgage plan is optimized for your life today and beyond.
We can help with that.
Even if you're not in the market for a mortgage, our Real Estate and Money Review gives you a holistic understanding of your current equity position.
We'll help you determine the optimal lending strategy.
We'll also show you ways to optimize your credit profile, and set yourself up to get the best possible financing package when the time comes to buy.
You've already got a home, but you know finances evolve over time.
You want to feel confident that your current mortgage plan is optimized for your life today and beyond.
We can help with that.
Even if you're not in the market for a mortgage, our Real Estate and Money Review gives you a holistic understanding of your current equity position.
Download this free guide and discover 5 often ignored components of a mortgage that can cost you thousands.
ML: 1098221 Licensed in Oregon ML-460 & Licensed in Washington CL#1788.
Not Licensed in New York.
Sierra Pacific Mortgage May not be the lender for all products offered on this website.
Some loans may be made by a lender with whom Sierra Pacific Mortgage has a business relationship.
ML: 1098221 Licensed in Oregon ML-460 & Licensed in Washington CL#1788.
Not Licensed in New York.
Sierra Pacific Mortgage May not be the lender for all products offered on this website.
Some loans may be made by a lender with whom Sierra Pacific Mortgage has a business relationship.
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