It's all about YOU the home owner and making sure each and every single person that contacts Shelvin or his team with questions about their current or future home financing needs, experiences the highest level of customer service while receiving the most efficient and effective home financing solution available. We specialize in tailoring each specific individuals scenario to fit each individuals specific goals for home ownership.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Services
We've been helping customers afford the home of their dreams for many years and we love what we do.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in.
For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in.
For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan.
At St. Cloud Mortgage we offer a variety of loan options designed to help you get the financing needed to realize your dream of home ownership!
An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA).
Designed for low-to-moderate income borrowers, FHA loans require lower minimum down payments and credit scores than many conventional loans.
VA loans assist service members, veterans and eligible surviving spouses to become homeowners, offering up to 100% financing on the value of a home.
An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA).
Designed for low-to-moderate income borrowers, FHA loans require lower minimum down payments and credit scores than many conventional loans.
VA loans assist service members, veterans and eligible surviving spouses to become homeowners, offering up to 100% financing on the value of a home.
We get to know their clients, more than just telling them their monthly payment and down payment.
We want to understand our customer's goals and dreams, so we can guide them to the loan they need, in the most efficient time.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
We want to understand our customer's goals and dreams, so we can guide them to the loan they need, in the most efficient time.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
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