At Xavier Financial and Mortgage, we can save you time and money, getting you the right mortgage for your home. Let us relieve some of the stress and answer some of the home loan questions you may have. Whether you are a first-time homebuyer or you have experience in the past financing a home, we are experts at navigating today's mortgage market and will seamlessly guide you through the process.
As a licensed mortgage broker, we are your direct connection to a large assortment of lenders. We help you find the perfect lender to fit your financial situation, down payment preference, and closing cost needs; all at the lowest interest rate possible. What makes us different? Mortgage Broker vs. Bank; As a mortgage broker, we offer more loan options from various lenders that can meet your specific needs; even if your credit situation is unique or you are looking to purchase an unusual property.
Unlike employees of a bank or direct lender, we are not limited to loan products of one company. If you are shopping for a new home, we will be your first contact in the journey.
As a licensed mortgage broker, we are your direct connection to a large assortment of lenders. We help you find the perfect lender to fit your financial situation, down payment preference, and closing cost needs; all at the lowest interest rate possible. What makes us different? Mortgage Broker vs. Bank; As a mortgage broker, we offer more loan options from various lenders that can meet your specific needs; even if your credit situation is unique or you are looking to purchase an unusual property.
Unlike employees of a bank or direct lender, we are not limited to loan products of one company. If you are shopping for a new home, we will be your first contact in the journey.
Services
Don Wilson has been in the finance business for the last 30 years, involved with every aspect of loan origination to portfolio management, having owned his own finance software development company.
He understands the complexities of personal finance and strives to make home purchases or home refinance as simple as possible.
Don is a Certified Veterans Lending Specialist.
He has been a Florida resident for over 50 years, a military veteran, and longtime member of the Rotary.
When Don isn't assisting customers, he spends his free time volunteering in the community, fishing, golfing and quality family time.
He understands the complexities of personal finance and strives to make home purchases or home refinance as simple as possible.
Don is a Certified Veterans Lending Specialist.
He has been a Florida resident for over 50 years, a military veteran, and longtime member of the Rotary.
When Don isn't assisting customers, he spends his free time volunteering in the community, fishing, golfing and quality family time.
What FL County is the property located in? ALACHUA BAKER BAY BRADFORD BREVARD BROWARD CALHOUN CHARLOTTE CITRUS CLAY COLLIER COLUMBIA DESOTO DIXIE DUVAL ESCAMBIA FLAGLER FRANKLIN GADSDEN GILCHRIST GLADES GULF HAMILTON HARDEE HENDRY HERNANDO HIGHLANDS HILLSBOROUGH HOLMES INDIAN RIVER JACKSON JEFFERSON LAFAYETTE LAKE LEE LEON LEVY LIBERTY MADISON MANATEE MARION MARTIN MIAMI-DADE MONROE NASSAU OKALOOSA OKEECHOBEE ORANGE OSCEOLA PALM BEACH PASCO PINELLAS POLK PUTNAM SANTA ROSA SARASOTA SEMINOLE ST.
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Add Employment * If employed in current position for less than two years or currently employed in more than one position.
We encourage you to review the following quick guide for how the process works.
Whether you are a first-time buyer or have experience in the mortgage market, it's always important to familiarize yourself with the ever-evolving process.
This Home Buying Guide helps you understand some of the essential steps along the way so that you are comfortable and informed.
Buying a home is a big commitment, so understanding your current and future financial situation should be on the top of your list.
Shopping for a home is very exciting, but before you do, consider reviewing How to get approved for a mortgage on this website.
Whether you are a first-time buyer or have experience in the mortgage market, it's always important to familiarize yourself with the ever-evolving process.
This Home Buying Guide helps you understand some of the essential steps along the way so that you are comfortable and informed.
Buying a home is a big commitment, so understanding your current and future financial situation should be on the top of your list.
Shopping for a home is very exciting, but before you do, consider reviewing How to get approved for a mortgage on this website.
Your first experience of becoming a homeowner can be exciting!
We can help you understand the mortgage process even if you have just started shopping.
Our easy to understand Affordability Calculator will help you get an idea of what options are available for you within your price range.
Our licensed mortgage loan specialists are always available to answer your questions without any obligation.
Being pre-qualified for a mortgage involves finalizing an application and potentially supplying us with some documents to support the application information.
We can help you understand the mortgage process even if you have just started shopping.
Our easy to understand Affordability Calculator will help you get an idea of what options are available for you within your price range.
Our licensed mortgage loan specialists are always available to answer your questions without any obligation.
Being pre-qualified for a mortgage involves finalizing an application and potentially supplying us with some documents to support the application information.
Could a refinance of your current mortgage or home be right for you?
Most mortgagors look to reduce their monthly payments or take cash out of their home's equity for paying off other debt or for large purchases.
Some refinance to change mortgage companies or lower the mortgage rate or term.
Whatever your reason, we are here to evaluate your current situation and advise you on your best available options.
When interest rates decline, it may make sense to consider refinancing your existing mortgage if your plan is to keep your property for the next several years.
Most mortgagors look to reduce their monthly payments or take cash out of their home's equity for paying off other debt or for large purchases.
Some refinance to change mortgage companies or lower the mortgage rate or term.
Whatever your reason, we are here to evaluate your current situation and advise you on your best available options.
When interest rates decline, it may make sense to consider refinancing your existing mortgage if your plan is to keep your property for the next several years.
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