We are dedicated to those we serve, providing innovative, personalized lending through the use of software, technology, and communication. Laura Hebert, Sr. Loan Officer with Universal Lending, will guide you through every phase in the home buying or refinancing process. There are many individuals, teams, and companies who can do your loan; She does it right and she makes the process as simple as possible.
We offer Fixed Rate Mortgages, Adjustable Rate Mortgages, FHA Loans, Down Payment Assistance Products, VA Lending Products, Jumbo Mortgages, Reserve Mortgages, and Refinancing Options. The Universal Lending team is your premiere residential mortgage team located in Denver, Colorado.
We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the greater Denver areas including those needing residential home lending services in Denver, Englewood, Lone Tree, Highlands Ranch, Centennial, Aurora, Parker, Castle Rock, Westminster, Thornton, Arvada, Lakewood and many other cities.
We offer Fixed Rate Mortgages, Adjustable Rate Mortgages, FHA Loans, Down Payment Assistance Products, VA Lending Products, Jumbo Mortgages, Reserve Mortgages, and Refinancing Options. The Universal Lending team is your premiere residential mortgage team located in Denver, Colorado.
We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the greater Denver areas including those needing residential home lending services in Denver, Englewood, Lone Tree, Highlands Ranch, Centennial, Aurora, Parker, Castle Rock, Westminster, Thornton, Arvada, Lakewood and many other cities.
Services
The Universal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.
The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.
The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.
We will gladly take your application over the phone and assist you with any questions you may have.
Bank statements from the most recent two months (all accounts you plan to pull funds from for the transaction).
If business owner, business tax returns for the most recent two years along with any 1099s or K1s.
If retired, provide Social Security award letter for current year, any pension statements, etc.
Divorce documents reflecting child support or alimony owed or received (must be the court stamped copies - all exhibits to the divorce filing).
Bank statements from the most recent two months (all accounts you plan to pull funds from for the transaction).
If business owner, business tax returns for the most recent two years along with any 1099s or K1s.
If retired, provide Social Security award letter for current year, any pension statements, etc.
Divorce documents reflecting child support or alimony owed or received (must be the court stamped copies - all exhibits to the divorce filing).
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