For over 20 years, Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Owner Ken Adler has been a licensed real estate broker since 1996 in the volatile Southern California market. Originally working as a mortgage broker, he eventually developed a systematic approach towards real estate investing that helps both new and experienced investors alike.
Highlights of his techniques involve seeking out value locations and properties throughout the United States, and using optimal financing programs to maximize cash flows for his clients.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Owner Ken Adler has been a licensed real estate broker since 1996 in the volatile Southern California market. Originally working as a mortgage broker, he eventually developed a systematic approach towards real estate investing that helps both new and experienced investors alike.
Highlights of his techniques involve seeking out value locations and properties throughout the United States, and using optimal financing programs to maximize cash flows for his clients.
Services
Restructuring existing debt on your home can save you money by reducing the amount of interest you pay, shorten the term of your loan, or even get you cash out for bill consolidation or home improvement.
Ideal Financial will find the best program to maximize your home equity and save you the most money possible.
Using funds for home improvement can also increase the value of your home which in turn, increases the overall equity in the home.
With today's low rates, sometimes taking cash out will not result in a higher payment.
Ideal Financial will find the best program to maximize your home equity and save you the most money possible.
Using funds for home improvement can also increase the value of your home which in turn, increases the overall equity in the home.
With today's low rates, sometimes taking cash out will not result in a higher payment.
Some of today's purchase programs allow first-time home buyers as little as 1% down.
A low down payment makes owning a home a very real possibility for many people that believe home ownership wasn't possible for them.
Don't let a misconception stop you from being part of the American dream.
Low interest rates and new programs have reduced the barriers of entry.
Lower costs and special incentives give opportunities to millions of Americans.
Buying a house is a big commitment, so before you start house hunting and comparing mortgage rates, take the time to examine your current situation and how it could change in the future.
A low down payment makes owning a home a very real possibility for many people that believe home ownership wasn't possible for them.
Don't let a misconception stop you from being part of the American dream.
Low interest rates and new programs have reduced the barriers of entry.
Lower costs and special incentives give opportunities to millions of Americans.
Buying a house is a big commitment, so before you start house hunting and comparing mortgage rates, take the time to examine your current situation and how it could change in the future.
The Federal Home Equity Conversion Mortgage (HECM) is one of the most innovative and beneficial loan programs in existence.
It provides improved cash flow for people on fixed incomes, and even provides cash out.
The customized report will show you the amount of tax free cash you are eligible to receive and what other options are available tailored to your needs!
You will retain the title and ownership during the life of the loan, and you can sell your home at any time.
The loan will not become due as long as you continue to meet loan obligations such as living in the home, maintaining the home according to the Federal Housing Administration requirements, and paying property taxes and homeowners insurance.
It provides improved cash flow for people on fixed incomes, and even provides cash out.
The customized report will show you the amount of tax free cash you are eligible to receive and what other options are available tailored to your needs!
You will retain the title and ownership during the life of the loan, and you can sell your home at any time.
The loan will not become due as long as you continue to meet loan obligations such as living in the home, maintaining the home according to the Federal Housing Administration requirements, and paying property taxes and homeowners insurance.
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