On the first day of business, we faxed a hand written rate sheet to our first approved correspondents. By 10:00 AM the following morning we had received over $25,000,000 in loan locks, and knew at that time the future would be bright. In 2003 The wholesale mortgage company was acquired by a bank holding company based in Charleston, SC; Carolina Financial Corporation.
Carolina Financial Corporation has two member banks. Crescent Bank in Myrtle Beach, SC and Community FirstBank in Charleston, SC. In 2009, Crescent Mortgage moved from being a wholly owned subsidiary of the holding company, to being a wholly owned subsidiary of the bank. CresCom Bank was then purchased in 2020 by United Bankshares, Inc. United Bankshares is the parent company of United Bank.
Crescent Mortgage is now a fully owned subsidiary of United Bank. Over the past 20 years Crescent has always operated based on a simple and enduring philosophy. We want to be the best SERVICE provider in the mortgage industry. Our goal is to meet or exceed our customers' expectations at every point of contact.
Carolina Financial Corporation has two member banks. Crescent Bank in Myrtle Beach, SC and Community FirstBank in Charleston, SC. In 2009, Crescent Mortgage moved from being a wholly owned subsidiary of the holding company, to being a wholly owned subsidiary of the bank. CresCom Bank was then purchased in 2020 by United Bankshares, Inc. United Bankshares is the parent company of United Bank.
Crescent Mortgage is now a fully owned subsidiary of United Bank. Over the past 20 years Crescent has always operated based on a simple and enduring philosophy. We want to be the best SERVICE provider in the mortgage industry. Our goal is to meet or exceed our customers' expectations at every point of contact.
Services
Founded in 1993, Crescent Mortgage has always believed that our success is based on adherence to our Mission, our Business Purpose, and our Values.
We don't aspire to be the largest mortgage lender.
Our goals are set higher than that.
We want to be the best mortgage lender.
We partner with high quality institutions and offer various means of maximizing profit, while minimizing risk.
We exist to deliver high quality mortgage products and services to our customer relationships.
We don't aspire to be the largest mortgage lender.
Our goals are set higher than that.
We want to be the best mortgage lender.
We partner with high quality institutions and offer various means of maximizing profit, while minimizing risk.
We exist to deliver high quality mortgage products and services to our customer relationships.
Crescent Mortgage Company is a National Wholesale and Correspondent lender.
Typically, we are not a "retail" mortgage lender that employs loan officers or takes loan applications from prospective borrowers seeking a mortgage.
Rather, we act as a service provider to institutions like community banks, credit unions, and independent mortgage brokers.
We underwrite their mortgage applications to Fannie Mae, Freddie Mac, VA, USDA, or private investor guidelines.
We either retain the servicing rights, via our sub-servicer, Cenlar FSB, or release the servicing rights to another investor.
Typically, we are not a "retail" mortgage lender that employs loan officers or takes loan applications from prospective borrowers seeking a mortgage.
Rather, we act as a service provider to institutions like community banks, credit unions, and independent mortgage brokers.
We underwrite their mortgage applications to Fannie Mae, Freddie Mac, VA, USDA, or private investor guidelines.
We either retain the servicing rights, via our sub-servicer, Cenlar FSB, or release the servicing rights to another investor.
Since 1993, Crescent Mortgage Company has been the premier provider of mortgage products, technology, compliance, and fulfillment to financial institutions across the United States.
We consider every partnership an opportunity to exceed your expectations.
You will find Crescent Mortgage Company has all the available products you need to satisfy your customers' needs.
From Construction to Permanent to low-down payment options, we have them all available to you and your borrowers.
Simply ask a Crescent Mortgage Account Executive for individualized training on any products you want to learn more about.
We consider every partnership an opportunity to exceed your expectations.
You will find Crescent Mortgage Company has all the available products you need to satisfy your customers' needs.
From Construction to Permanent to low-down payment options, we have them all available to you and your borrowers.
Simply ask a Crescent Mortgage Account Executive for individualized training on any products you want to learn more about.
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