The Missouri Mortgage Clearing House Team is your premier mortgage team located in Fenton, Missouri. We pride ourselves on offering some of the lowest rates and competitive pricing throughout Missouri and making the loan process simple, straightforward and fast for borrowers seeking a mortgage in Fenton and the surrounding areas. At Missouri Mortgage Clearing House, we work with all types of loans, including FHA Loans, Conventional Conforming Loans, VA Loans, Jumbo Loans, Construction Loans and even Hard Money Loans.
Ask us about our 1% Down Payment Equity Builder! If you are seeking a home loan in Fenton, MO, Missouri Mortgage Clearing House has the experience to help you secure your next home. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, in any part of Missouri, our team can help you take that first step toward a financial solution.
With 20 years' experience as a mortgage professional in the St. Louis MO area, as well as St. Charles MO, Jefferson County MO, Kansas City MO, Springfield MO, we'll give you the personal attention you deserve and treat you with the respect due a valued customer.
Ask us about our 1% Down Payment Equity Builder! If you are seeking a home loan in Fenton, MO, Missouri Mortgage Clearing House has the experience to help you secure your next home. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, in any part of Missouri, our team can help you take that first step toward a financial solution.
With 20 years' experience as a mortgage professional in the St. Louis MO area, as well as St. Charles MO, Jefferson County MO, Kansas City MO, Springfield MO, we'll give you the personal attention you deserve and treat you with the respect due a valued customer.
Services
The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.
The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.
The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.
Missouri Mortgage Clearing House is passionate about providing assistance for our clients in St. Louis or surrounding areas of Missouri.
Whether you are a first time home buyer, or just looking for a loan option with a low down payment, our 3% Down Loan Program is a great option available through Fannie Mae & Freddie Mac.
This government-sponsored mortgage is provided through the Federal Home Loan Mortgage Corporation.
To purchase a home with a low down payment, you need not look any further!
This down payment assistance program is a 30 year fixed rate mortgage with competitive interest rates and no prepayment penalty.
Whether you are a first time home buyer, or just looking for a loan option with a low down payment, our 3% Down Loan Program is a great option available through Fannie Mae & Freddie Mac.
This government-sponsored mortgage is provided through the Federal Home Loan Mortgage Corporation.
To purchase a home with a low down payment, you need not look any further!
This down payment assistance program is a 30 year fixed rate mortgage with competitive interest rates and no prepayment penalty.
FHA loans are an attractive option, especially for first-time homeowners because it is insured by the Federal Housing Administration (FHA).
Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
Due to FHA insuring the loans we're able to offer them at very attractive interest rates, typically with less stringent and more flexible qualification constraints.
Typically the borrower can be approved with 3.5% Down vs. 5% which is typically required on other loan programs.
Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
Due to FHA insuring the loans we're able to offer them at very attractive interest rates, typically with less stringent and more flexible qualification constraints.
Typically the borrower can be approved with 3.5% Down vs. 5% which is typically required on other loan programs.
Conventional loans are mortgage loans that are not part of a specific government agency, such as the Federal Housing Administration (FHA), Department of Agriculture (USDA) and the Department of Veterans Affairs (VA).
However, conventional loans are commonly interchangeable with "Conforming Loans", which are required to conform to Fannie Mae and Freddie Mac's underwriting guidelines.
Typically your minimum down payment will be in the 3%-5% range, however there is currently a loan being offer by Freddie Mac which only requires a down payment of 1%, see our "1% Down Payment Equity Builder" page.
However, conventional loans are commonly interchangeable with "Conforming Loans", which are required to conform to Fannie Mae and Freddie Mac's underwriting guidelines.
Typically your minimum down payment will be in the 3%-5% range, however there is currently a loan being offer by Freddie Mac which only requires a down payment of 1%, see our "1% Down Payment Equity Builder" page.
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits.
Rates on jumbo loans are typically higher than conforming loans.
Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes.
Typically Jumbo Loans require a higher down payment than traditional loans.
Rates on jumbo loans are typically higher than conforming loans.
Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes.
Typically Jumbo Loans require a higher down payment than traditional loans.
Reviews
Be the first to review Missouri Mortgage Clearing House.
Write a Review
