Our Secure process takes about 12 minutes to complete and is required for a Pre-Qualification. We're committed to helping you refinance with the lowest rates and fees in the industry today. We are a full service mortgage company located in Farmington, CT. We also serve the surrounding cities of Southington, Plainville, Bristol, New Britain, Canton, Granby, or anywhere else in Connecticut.
We offer a wide range of refinance options, designed to best meet the needs of our local borrowers. Contact CT Liberty Mortgage, LLC today at info@ctlib.com to discuss options and find out which program will best suit your needs. For cybersecurity purposes, all bank checks and wire transfers must be confirmed over the phone with the attorney or paralegal working on your transaction prior to obtaining funds or initiating a wire transfer.
Hackers are targeting email accounts of lenders, mortgage brokers and attorneys in attempts to initiate fraudulent wire transfers. Do not wire funds without verbal confirmation.
We offer a wide range of refinance options, designed to best meet the needs of our local borrowers. Contact CT Liberty Mortgage, LLC today at info@ctlib.com to discuss options and find out which program will best suit your needs. For cybersecurity purposes, all bank checks and wire transfers must be confirmed over the phone with the attorney or paralegal working on your transaction prior to obtaining funds or initiating a wire transfer.
Hackers are targeting email accounts of lenders, mortgage brokers and attorneys in attempts to initiate fraudulent wire transfers. Do not wire funds without verbal confirmation.
Services
We are dedicated to promote an environment where inspiration leads to greatness.
Our commitment to exceeding our clients' expectations earns us the privilege of becoming their mortgage broker for life.
Our team is dedicated to providing our clients with financial solutions while always maintaining our tradition of excellence.
We hold our company accountable to the highest level of service to ensure quality, integrity and value in our actions.
Done with Integrity.
Done Right.
Cara Britton and Melissa Hayes founded CT Liberty Mortgage with those principles in mind.
Our commitment to exceeding our clients' expectations earns us the privilege of becoming their mortgage broker for life.
Our team is dedicated to providing our clients with financial solutions while always maintaining our tradition of excellence.
We hold our company accountable to the highest level of service to ensure quality, integrity and value in our actions.
Done with Integrity.
Done Right.
Cara Britton and Melissa Hayes founded CT Liberty Mortgage with those principles in mind.
The HECM loan has been improved over the years so that it can better meet the needs of older adults.
Today, there are important safeguards in place to ensure that it can continue to help consumers for years to come.
With a traditional HECM loan, borrowers can access their home equity and defer payment of principal and interest, so long as they continue to comply with loan terms.
The HECM, also known as a "reverse mortgage", is unlike a traditional loan where the borrower makes payments to the lender.
Today, there are important safeguards in place to ensure that it can continue to help consumers for years to come.
With a traditional HECM loan, borrowers can access their home equity and defer payment of principal and interest, so long as they continue to comply with loan terms.
The HECM, also known as a "reverse mortgage", is unlike a traditional loan where the borrower makes payments to the lender.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
HARP 2.0 is a refinance option for homeowners that are "underwater, " meaning they owe more on their home than their home is worth.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
HARP 2.0 is a refinance option for homeowners that are "underwater, " meaning they owe more on their home than their home is worth.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
For cybersecurity purposes, all bank checks and wire transfers must be confirmed over the phone with the attorney or paralegal working on your transaction prior to obtaining funds or initiating a wire transfer.
We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes.
We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
For cybersecurity purposes, all bank checks and wire transfers must be confirmed over the phone with the attorney or paralegal working on your transaction prior to obtaining funds or initiating a wire transfer.
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