Town & Country Finance
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Town & Country Finance
Our office is nestled in the heart of Fruita, Colorado on Aspen Avenue along the main business corridor. In 1995, Town & Country Finance put down roots in Fruita and have been dedicated to the community and helping families with homeownership ever since. Stop in and say "hello" to learn more about our company and how we assist homebuyers make their dream of becoming homeowners a reality.

We offer a variety of lending options and will assist you to find the best program for your needs. We look forward to working with you and are proud that at Town & Country Finance our customers become our friends. Give us a call today for a free quote. You can also apply online. It is fast, secure, and easy.
Services
We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership.
We want to add you to our list of very satisfied customers.
We have done business with Town & Country Finance Corp. for the last 20 years.
Shelly and her team have helped not just my husband and I, but all of our grown children find "just right financing" for numerous houses.
Each mortgage process was fast, easy and fun.
I would highly recommend Town and Country Finance for your mortgage needs.
Refinancing a home mortgage can be a big decision for many homeowners.
Your situation and needs change over time so why shouldn't your mortgage?
Now might be the right time for you to refinance into a lower rate mortgage.
You should take the time to consider the following questions to see if refinancing makes sense for you.
Refinancing is an easy way to solve many of your mortgage worries.
Getting a lower monthly rate and paying less over the life of your loan just makes sense.
At Town & Country Finance Corp we're ready to find the right refinancing solution for you.
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members.
It offers some very great benefits to those that have served our country.
They are usually easier to get because the Government insures the loan so that there is much less risk to the lender.
Disabled Veterans may qualify for a waiver of the Funding Fee if they receive any disability payments from the VA or if they are considered to be at least 10% disabled.
As a rule of thumb, almost all active duty or honorably discharged service members are eligible for a VA loan.
A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan area by USDA.
They are usually easier to get because the Government insures the loan so that there is much less risk to the lender.
Generally these loans are available to anyone who meets minimum credit guidelines and local area income requirements and is purchasing a home or refinancing their home in an area that is not considered a major metropolitan area by USDA.
Many homeowners have found that a reverse mortgage loan is a great way for them to take advantage of the equity they have built up in their homes.
A reverse mortgage loan is different than a traditional mortgage.
With a traditional mortgage loan you make monthly mortgage payments, but with a reverse mortgage loan the lender pays you money through monthly installments, a one-time lump sum payment, a line of credit or a combination of a line of credit and monthly installments.
The money that you receive is dependent on your age, the value of your home and the current interest rate.
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