DC Funding was founded on the idea and principle of building a better life for our clients by providing excellent support and service. We are a small, customer-focused Mortgage Brokerage Firm in Ventura County, and we work with a number of lenders and banks in order to save you time, money, and the hassle involved with obtaining a mortgage loan. Depending on your situation and experience, your needs as a mortgage consumer will differ.
However one thing remains constant, as either a first-time home buyer or a repeat buyer you need the guidance of a professional to get you the best product and rate to suit your needs. Refinancing is a strategic financial decision that requires the assistance of a mortgage specialist to ensure you obtain the Complete package that is tailored for your unique situation.
Refinancing can be used for a number of reasons and it is critical to have the correct structure to ensure you maximize the benefits. Your job must be steady enough with sufficient verifiable income in order for us to meet your mortgage goals.
However one thing remains constant, as either a first-time home buyer or a repeat buyer you need the guidance of a professional to get you the best product and rate to suit your needs. Refinancing is a strategic financial decision that requires the assistance of a mortgage specialist to ensure you obtain the Complete package that is tailored for your unique situation.
Refinancing can be used for a number of reasons and it is critical to have the correct structure to ensure you maximize the benefits. Your job must be steady enough with sufficient verifiable income in order for us to meet your mortgage goals.
Services
DC Funding was founded on the idea and principle of building a better living with excellent support and service.
We focus on incorporating and mastering the latest technologies and procedures keeping our associates above the crowd.
Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.
We have the experience necessary to make real estate transactions pleasant and productive.
DC has brokers with over 30 years on the field, a trained team of sales professionals, an in-house processing team.
We focus on incorporating and mastering the latest technologies and procedures keeping our associates above the crowd.
Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.
We have the experience necessary to make real estate transactions pleasant and productive.
DC has brokers with over 30 years on the field, a trained team of sales professionals, an in-house processing team.
Due to the number of clients we work with each year that require a real estate agent, we have developed a brand new referral program for realtors.
We are searching for the best, motivated agents to join this profitable opportunity to work with Direct Capital Funding for all mortgage lending needs.
We need your help to assist our clients in finding the perfect home.
As a licensed brokerage, we can refer our clients to you, and you only pay a fee when they close.
We are looking for top agents, who are motivated to work with our clients.
We are searching for the best, motivated agents to join this profitable opportunity to work with Direct Capital Funding for all mortgage lending needs.
We need your help to assist our clients in finding the perfect home.
As a licensed brokerage, we can refer our clients to you, and you only pay a fee when they close.
We are looking for top agents, who are motivated to work with our clients.
Buying a home is one of the most exciting experiences for you.
You're about to make one of the largest financial investments, it is very important that you seek the right advice form a trusted mortgage professional that can tailor and personalize your home loan.
Direct Capital Funding can help with all your needs; we will listen to you carefully and answer all your questions to make certain that you completely understand the home buying process.
We can help!
The pre-approval process is one in which a mortgage professional interviews the home buyer, reviews the credit report, employment, income finances, including debts and calculates how much home the buyer qualifies.
You're about to make one of the largest financial investments, it is very important that you seek the right advice form a trusted mortgage professional that can tailor and personalize your home loan.
Direct Capital Funding can help with all your needs; we will listen to you carefully and answer all your questions to make certain that you completely understand the home buying process.
We can help!
The pre-approval process is one in which a mortgage professional interviews the home buyer, reviews the credit report, employment, income finances, including debts and calculates how much home the buyer qualifies.
DC Funding Company's Loan Originators will meet with prospective borrowers (typically face-to-face) to begin the actual loan application process.
Prior to this first meeting the prospective borrower will be asked to provide certain documents.
Documents such as pay stub and bank statements are used to paint the best financial picture of the borrower.
The loan application identifies the property being financed, the source of down payment, the borrowers' employment, assets and liabilities.
The loan application will also include loan type, term and rate.
Prior to this first meeting the prospective borrower will be asked to provide certain documents.
Documents such as pay stub and bank statements are used to paint the best financial picture of the borrower.
The loan application identifies the property being financed, the source of down payment, the borrowers' employment, assets and liabilities.
The loan application will also include loan type, term and rate.
Simply stated, credit scores are a statistically-based tool to assess the future performance of a borrower.
Scores are derived from the history of a borrower as it is reported to the credit repositories from any creditor.
Credit scores are a proven indicator of the likelihood to repay a loan or credit obligation.
The lower the score; the more risk from a borrower to repay a loan, on time and in full.
Scores range from 400 to 850.
This process was started by Fair, Isaac and Co., which is why credit scores are also called FICO scores.
Scores are derived from the history of a borrower as it is reported to the credit repositories from any creditor.
Credit scores are a proven indicator of the likelihood to repay a loan or credit obligation.
The lower the score; the more risk from a borrower to repay a loan, on time and in full.
Scores range from 400 to 850.
This process was started by Fair, Isaac and Co., which is why credit scores are also called FICO scores.
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