Mortgage Investment Services Corporation ("MISC") is an independent mortgage banking company that provides home loan services solely and exclusively for the customers of 200+ financial institutions, mainly in under-served rural communities in Missouri, Kansas, Oklahoma, Colorado, & Nebraska. MISC's founders, Jim Holtgraves and Steve Chase, have been active in mortgage banking and community banking in the Midwest for more than three decades.
Financial Institutions have long term, trusted adviser relationships with their customers. The face-to-face home loan application process between the financial institution loan officer and the customer is a very important component of risk mitigation. The customer does not want to harm their reputation in the community by lying to the loan officer, or defaulting on the loan, if they can possibly avoid it, after the: loan is closed.
Financial Institution loan officers are usually salaried rather than commissioned, and therefore are unlikely to misrepresent the customer's situation or push the customer into a loan program that is unsuitable.
Financial Institutions have long term, trusted adviser relationships with their customers. The face-to-face home loan application process between the financial institution loan officer and the customer is a very important component of risk mitigation. The customer does not want to harm their reputation in the community by lying to the loan officer, or defaulting on the loan, if they can possibly avoid it, after the: loan is closed.
Financial Institution loan officers are usually salaried rather than commissioned, and therefore are unlikely to misrepresent the customer's situation or push the customer into a loan program that is unsuitable.
Services
This calculator allows you to calculate the difference between renting a property and buying a home.
This calculator allows you to calculate A.P.R. for fixed-rate or adjustable-rate loans, as defined by the Federal Truth In Lending Act.
This calculator helps you to figure out if you can consolidate your debt by lowering the monthly payment, or pay off debts sooner.
This calculator helps you to determine how soon you can pay off your mortgage by making a prepayment, or how much prepayment you should make by shortening the time to pay off your mortgage.
This calculator allows you to calculate A.P.R. for fixed-rate or adjustable-rate loans, as defined by the Federal Truth In Lending Act.
This calculator helps you to figure out if you can consolidate your debt by lowering the monthly payment, or pay off debts sooner.
This calculator helps you to determine how soon you can pay off your mortgage by making a prepayment, or how much prepayment you should make by shortening the time to pay off your mortgage.
You guys are the most professional individuals I have ever had the pleasure to work with.
Your company has improved the confidence of my bank officers in our ability to take care of their customers.
Thank you for your professionalism and your friendship.
Your corporate culture and work ethic should be an example to the industry.
We can always rely on quick responses to our questions or when we need help.
The staff members are very personable and accommodating.
With the assistance of MISC, you can accommodate almost any borrower to purchase or refinance their home loan.
Your company has improved the confidence of my bank officers in our ability to take care of their customers.
Thank you for your professionalism and your friendship.
Your corporate culture and work ethic should be an example to the industry.
We can always rely on quick responses to our questions or when we need help.
The staff members are very personable and accommodating.
With the assistance of MISC, you can accommodate almost any borrower to purchase or refinance their home loan.
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