Business Details
19 Years
experience
Your Trusted Mortgage Partner in Paoli, PA
Excel Mortgage was founded in 2007 with a commitment to providing exceptional service, honest rates, and transparent fees. Our team brings decades of combined experience in the mortgage industry, guiding clients through every step of the home buying or refinancing process. We specialize in conventional, jumbo, FHA, VA, and USDA loan programs, tailoring solutions to meet individual financial goals. By maintaining partnerships with national wholesale lenders, we ensure competitive pricing and efficient approvals. Our paperless processing and e-doc software streamline transactions, while our dedication to direct communication ensures clients remain informed and supported.We prioritize client education, demystifying the mortgage process to build trust and confidence. Our team personally coordinates with realtors, appraisers, and title agents to maintain seamless timelines. With a focus on accessibility, we ensure clients are known by name, not just loan numbers. Our founders, Ryan Hall and Chris Pappa, established the company to combine industry expertise with personalized service. Licensed in Pennsylvania, Delaware, and New Jersey, we serve local communities with a blend of small-business care and large-scale capability. Our reputation for integrity and client-centric service has helped thousands achieve homeownership.
Services
Mortgage Brokerage
Conventional Loans
Jumbo Loans
FHA/VA Loans
USDA Loans
Paperless Processing
Details
- Year established: 2007
Highlights and features
- We offer 50+ combined years of mortgage industry experience.
- Our team coordinates directly with realtors and title agents for seamless transactions.
- We provide paperless processing for faster, eco-friendly mortgage approvals.
- Our client education approach ensures full transparency in the mortgage process.
- We maintain local accessibility while partnering with national wholesale lenders.
What people say
Honest rates
Excellent service
Smooth process
Great communication
Successful mortgage solutions
Services
Mortgage Brokerage
Excel Mortgage provides comprehensive mortgage brokerage services, connecting clients with competitive loan programs. Our team guides homeowners through every stage of financing, ensuring personalized solutions. We leverage industry expertise to simplify complex mortgage processes for all clients.
FHA/VA Loans
We specialize in FHA and VA loan programs designed for qualified buyers. These options offer low down payments and flexible credit requirements. Our experts help veterans and first-time buyers navigate these government-backed mortgage solutions effectively.
Conventional Loans
Our conventional loan options cater to buyers with strong credit profiles. We offer competitive rates and terms for primary residences, investment properties, and second homes. The process includes thorough rate comparisons and personalized payment planning.
Paperless Processing
Our paperless system enables secure digital document management and e-signatures. This technology reduces processing time while maintaining compliance and security. Clients benefit from faster approvals and reduced environmental impact through our digital mortgage solutions.
Client Education
We provide personalized mortgage education throughout the loan process. Our team explains complex terms, payment structures, and closing details in clear language. This approach empowers clients to make informed financial decisions about their home financing.
People
Ryan Patrick Hall
Co-Founder
With 17+ years in mortgage origination, Ryan focuses on client relationships and lender partnerships. He ensures competitive rate offerings while maintaining a positive client experience throughout the mortgage journey.
Christopher John Pappa
Co-Founder
Chris brings 18+ years of mortgage expertise, prioritizing honest rates and personalized service. He specializes in matching clients with optimal loan programs while maintaining industry integrity through transparent practices.
Mary Curry Harrington
Operations Manager
Mary offers 15+ years of mortgage operations experience. As a licensed originator, she emphasizes process transparency and client education, helping families achieve homeownership goals through clear communication and expert guidance.
Sweta Haria
Licensed Loan Originator
Sweta provides mortgage solutions in NJ and PA with 8 years of financial expertise. Her background in tax accounting enhances her ability to create customized loan strategies, focusing on client communication and process simplicity.
Questions
What loan programs do you offer?
We offer conventional, jumbo, FHA, VA, and USDA loan programs tailored to meet diverse financial needs.
How does your paperless mortgage process work?
Our e-doc software enables digital document signing and processing, streamlining transactions from application to closing.
Are you licensed in my state?
We are licensed in Pennsylvania, Delaware, and New Jersey to serve clients across these regions.
How do you ensure competitive rates?
We partner with national wholesale lenders to secure the most competitive rate and fee combinations for clients.
What sets you apart from other mortgage brokers?
We combine personalized service with industry expertise, prioritizing client education and direct communication throughout the process.
