At CROSSROADS FINANCIAL, we LISTEN to your needs and find the RIGHT lender to make your dream come true. Completed 20 Hours of Regulatory Education plus 12 Hours of Continuing Education on an annual basis. Authorized Review of Personal Credit Reports which have been found to be a satisfactory demonstration of character and financial integrity. Give us basic information and one of our Mortgage Consultants will contact you within 24 hours!
Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, one of our consultants will contact you how and when you tell us it is most convenient for you!
In today's market when it comes to mortgage interest rates, ONE SIZE DOES NOT FIT ALL! We do not quote interest rates because of the number of factors that determine what your options will be.
Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, one of our consultants will contact you how and when you tell us it is most convenient for you!
In today's market when it comes to mortgage interest rates, ONE SIZE DOES NOT FIT ALL! We do not quote interest rates because of the number of factors that determine what your options will be.
Services
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We are a full service Licensed Residential Mortgage Broker with an experienced staff that has completed rigorous training, testing, background and credit check requirements.
We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
We are a full service Licensed Residential Mortgage Broker with an experienced staff that has completed rigorous training, testing, background and credit check requirements.
We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
Full Application | Short Application | Spanish Application | Mortgage Glossary | Mortgage Calculators | How to Get a Loan | Home Purchase Basics | Printable Forms | Free Consultation | Mortgage Checklist | Check Loan Status | Why Use a Broker?
As a mortgage broker, we arrange loans with third-party providers and cannot make any loan commitments or fund any mortgage loans.
As a mortgage broker, we arrange loans with third-party providers and cannot make any loan commitments or fund any mortgage loans.
Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves.
Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, we provide you with regular updates.
You can also e-mail us with questions or new information.
And if you want assistance, a mortgage expert who can answer questions is just a phone call away.
When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website.
Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, we provide you with regular updates.
You can also e-mail us with questions or new information.
And if you want assistance, a mortgage expert who can answer questions is just a phone call away.
When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website.
Congratulations on your decision to buy a new home!
There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Here's some information that will keep you on track.
A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details.
With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.
There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Here's some information that will keep you on track.
A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details.
With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change.
This may be a good choice if you plan to stay in your home for seven years or longer.
If you plan to move within seven years, then adjustable-rate loans are usually cheaper.
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
This may be a good choice if you plan to stay in your home for seven years or longer.
If you plan to move within seven years, then adjustable-rate loans are usually cheaper.
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
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