Whether you're buying a new home or refinancing, Gemtrago will guide you along the simplest and best path to closing. Our mortgage team brings experience from Real Estate, Title, and Mortgage into a holistic approach that streamlines your journey from pre-approval to closing. As a 2020 Metropolitan State University of Denver graduate, Javier serves as a guide for people navigating the cumbersome home finance process.
He was the first person in his family to graduate from college and is putting his finance degree to work, while also applying his talents to serve the local community. Born and raised on Denver's North Side, Javier recalls watching people leave the neighborhood as a result of gentrification. As a child he was curious about why some families left, while others moved in.
These deep seated life experiences combined with his formal education and a relentless drive to serve others makes Javier perfectly suited to help families achieve their American Dream of homeownership. As a Trelora co-founder, Dave has been employing his entrepreneurial skills and innovative spirit to revolutionize how people buy and sell homes since 2013.
He was the first person in his family to graduate from college and is putting his finance degree to work, while also applying his talents to serve the local community. Born and raised on Denver's North Side, Javier recalls watching people leave the neighborhood as a result of gentrification. As a child he was curious about why some families left, while others moved in.
These deep seated life experiences combined with his formal education and a relentless drive to serve others makes Javier perfectly suited to help families achieve their American Dream of homeownership. As a Trelora co-founder, Dave has been employing his entrepreneurial skills and innovative spirit to revolutionize how people buy and sell homes since 2013.
Services
We offer a wide range of loan types to suit your needs: Conventional, FHA, USDA, VA, and Jumbo.
Although pre-qualification is often seen as the first step in the mortgage process it simply provides a "back of napkin" loan estimate and costs which is of little value to anyone else.
We strongly recommend buyers continue directly to the pre-approval step to supply an overview of their financial history to their lender, including income, assets, debts, and credit score that is valued by sellers and in-turn strengthens their offer to sellers.
Although pre-qualification is often seen as the first step in the mortgage process it simply provides a "back of napkin" loan estimate and costs which is of little value to anyone else.
We strongly recommend buyers continue directly to the pre-approval step to supply an overview of their financial history to their lender, including income, assets, debts, and credit score that is valued by sellers and in-turn strengthens their offer to sellers.
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