Home loan financing with Pacific Trust Mortgage means a mortgage that closes on time without the hassle. Mortgage refinancing may lower your monthly payments, which can add up to significant savings. Pacific Trust Mortgage was founded in San Luis Obispo, CA in 2002. We solidified our reputation as the lender that exceeds expectations by refining the mortgage process utilizing today's technology yet maintaining high levels of personal service.
The ability to control the process from pre-approval to funding, ensuring a punctual contingency removal and close of escrow. Our reputation, commitment to service, integrity, and follow-through are at the core of our business. Working with Brittany has been the perfect combination for our business for the last 5 years and continues to grow strong.
She is very personable, an expert in her field, her customer skills are excellent and she is a necessary asset to anyone's business whether it be to a first. Oliver and his team at Pacific Trust and Mortgage were incredibly helpful in our purchase of a second home in the Los Angeles area.
The ability to control the process from pre-approval to funding, ensuring a punctual contingency removal and close of escrow. Our reputation, commitment to service, integrity, and follow-through are at the core of our business. Working with Brittany has been the perfect combination for our business for the last 5 years and continues to grow strong.
She is very personable, an expert in her field, her customer skills are excellent and she is a necessary asset to anyone's business whether it be to a first. Oliver and his team at Pacific Trust and Mortgage were incredibly helpful in our purchase of a second home in the Los Angeles area.
Services
Our people- We are straightforward, reliable and result oriented.
We meet deadlines.
If we make a mistake, we own it.
We work with service providers who also know that success depends on referrals.
We are here to earn your future business and that of your friends and family by delivering on the expectations set.
Our process-Pacific Trust Mortgage is a direct lender utilizing today's technology and personal service to streamline the process from start to finish.
We offer a diverse product selection through multiple sources to ensure the best loan for your financial plan with the best possible rate and price.
We meet deadlines.
If we make a mistake, we own it.
We work with service providers who also know that success depends on referrals.
We are here to earn your future business and that of your friends and family by delivering on the expectations set.
Our process-Pacific Trust Mortgage is a direct lender utilizing today's technology and personal service to streamline the process from start to finish.
We offer a diverse product selection through multiple sources to ensure the best loan for your financial plan with the best possible rate and price.
We work hard to close on time without the hassle.
Whether you are a first time buyer or an experienced home owner, purchasing a new home can be a stressful process.
We take the stress off your shoulders and walk you through the process every step of the way!
We will find options and programs for your specific needs.
When deciding on a home purchase loan, you want the choice with the interest rate, monthly payment and term options that fit your personal situation.
At Pacific Trust Mortgage, we take into account all of your needs, finances and history to help you choose the right home loan for you.
Whether you are a first time buyer or an experienced home owner, purchasing a new home can be a stressful process.
We take the stress off your shoulders and walk you through the process every step of the way!
We will find options and programs for your specific needs.
When deciding on a home purchase loan, you want the choice with the interest rate, monthly payment and term options that fit your personal situation.
At Pacific Trust Mortgage, we take into account all of your needs, finances and history to help you choose the right home loan for you.
It is always good to determine how your credit looks.
Luckily in this computer age there are many ways for us to easily and quickly check our credit ad credit scores.
There are multiple sites out there to check your credit for free.
Two that we like are www.freecreditreport.com and www.creditkarma.com.
If you have a credit score below 640 you may want to dive deeper into your report to see if there are opportunities to increase that score.
Ways to that would be by dispute errors if there are any with the credit bureaus, make sure you are current with all monthly payments, and reduce debt where possible.
Luckily in this computer age there are many ways for us to easily and quickly check our credit ad credit scores.
There are multiple sites out there to check your credit for free.
Two that we like are www.freecreditreport.com and www.creditkarma.com.
If you have a credit score below 640 you may want to dive deeper into your report to see if there are opportunities to increase that score.
Ways to that would be by dispute errors if there are any with the credit bureaus, make sure you are current with all monthly payments, and reduce debt where possible.
Pacific Trust Mortgage loan specialists can help guide you through the loan process.
We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks.
Our variety of loan options allow you to buy your first home with very little down and we will work to ensure the loan payments meet your unique needs.
Speak with one of our experts to find out more and see if you qualify!
Not sure which program is right for you?
We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks.
Our variety of loan options allow you to buy your first home with very little down and we will work to ensure the loan payments meet your unique needs.
Speak with one of our experts to find out more and see if you qualify!
Not sure which program is right for you?
For some home buyers, the decision of how much money to use as a down payment can be very confusing and hard.
The route for each buyer or investor really does depend on their situation and personal preferences.
The information provided below is for the purpose of provoking thought and careful consideration about different financing programs available.
It is not meant to steer you toward one particular program.
It is merely an exposition of the options to consider when purchasing a home or investment property.
The route for each buyer or investor really does depend on their situation and personal preferences.
The information provided below is for the purpose of provoking thought and careful consideration about different financing programs available.
It is not meant to steer you toward one particular program.
It is merely an exposition of the options to consider when purchasing a home or investment property.
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