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We've spent the last 25 years in a relentless pursuit of obtaining dream homes, and creating the perfect loan! As direct lenders in all 50 states, we close loans many other lenders shy away from, like 100% financing on all loan programs, including new manufactured homes, rehab loans, and USDA one-time close construction loans. We work around your schedule, answering after-hours texts, calls, and emails.
We provide wicked fast turn times, clear communication, approvals, and closings, with incredibly low fixed rates. You should demand nothing less!
We provide wicked fast turn times, clear communication, approvals, and closings, with incredibly low fixed rates. You should demand nothing less!
Services
At USDA Nationwide, our goal is simple - to go above and beyond to make your home-buying process simple.
Whether looking to Build, Buy, or Refi, we have the programs you're looking for in a top USDA lender.
We provide a relentless commitment and dedication to meeting your needs through offering competitive USDA-eligible Rural home loans.
Our mission: To get you the right loan, through transparent communication and no having to jump over hurdles.
Backed by a 100-year-old family-owned bank, and over 100 years of experience for each of us, we know how to weather the storm of any economic climate.
Whether looking to Build, Buy, or Refi, we have the programs you're looking for in a top USDA lender.
We provide a relentless commitment and dedication to meeting your needs through offering competitive USDA-eligible Rural home loans.
Our mission: To get you the right loan, through transparent communication and no having to jump over hurdles.
Backed by a 100-year-old family-owned bank, and over 100 years of experience for each of us, we know how to weather the storm of any economic climate.
In short, a USDA Home Loan is similar to a VA or FHA home loan, in that it is backed and insured by the government body of the United States Department of Agriculture.
This program only works in areas that are designated by the USDA.
These programs were designed to attract people living in more congested areas to move and keep the population counts high in rural areas.
With cheaper costs than the cities that surround them, they have become more and more popular as FHA requires 3.5% down for a purchase, and not everyone has a VA status to take part in VA home financing options.
This program only works in areas that are designated by the USDA.
These programs were designed to attract people living in more congested areas to move and keep the population counts high in rural areas.
With cheaper costs than the cities that surround them, they have become more and more popular as FHA requires 3.5% down for a purchase, and not everyone has a VA status to take part in VA home financing options.
Considering buying a manufactured or modular home?
With more solid construction features than before, improved home style options, and an extremely affordable price point, manufactured homes are quickly becoming one of the most desirable home styles in the United States.
Whether your first house or as an upgrade, the most important step you can take when thinking about buying a home is choosing the right loan at a competitive rate.
We're able to finance all-new modular and double-wide manufactured homes, yet, we are unable to lend on single wide properties using the USDA product.
With more solid construction features than before, improved home style options, and an extremely affordable price point, manufactured homes are quickly becoming one of the most desirable home styles in the United States.
Whether your first house or as an upgrade, the most important step you can take when thinking about buying a home is choosing the right loan at a competitive rate.
We're able to finance all-new modular and double-wide manufactured homes, yet, we are unable to lend on single wide properties using the USDA product.
Home loans offered by the USDA rural development program are some of the strongest mortgage programs available and backed by the United States Government.
With competitive low rates, owning far exceeds the cost of renting in most areas of the United States.
USDA loans offer 100%, zero-down-payment programs with over 97% of the US having eligible property area.
You'll want to choose USDA over FHA for many reasons.
One important reason being the lower mortgage insurance premiums and another being FHA requires a 3.5% down payment, whereas USDA does not.
With competitive low rates, owning far exceeds the cost of renting in most areas of the United States.
USDA loans offer 100%, zero-down-payment programs with over 97% of the US having eligible property area.
You'll want to choose USDA over FHA for many reasons.
One important reason being the lower mortgage insurance premiums and another being FHA requires a 3.5% down payment, whereas USDA does not.
The USDA Streamline Assist refinance is for clients who already have an existing USDA Home Loan.
If you're currently on an FHA, VA, Conventional, or Private Mortgage Loan, you'll be unable to refinance into a USDA loan.
At the same time, the USDA lowered the upfront guarantee fee from 2.750% to 1.00%, quite a drastic savings for homeowners.
Lower your interest rate, mortgage insurance premium, and total payment FAST.
The USDA will allow you to refinance if your savings is greater than $50.00 per month, but we want to save you more!
If you're currently on an FHA, VA, Conventional, or Private Mortgage Loan, you'll be unable to refinance into a USDA loan.
At the same time, the USDA lowered the upfront guarantee fee from 2.750% to 1.00%, quite a drastic savings for homeowners.
Lower your interest rate, mortgage insurance premium, and total payment FAST.
The USDA will allow you to refinance if your savings is greater than $50.00 per month, but we want to save you more!
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