Built on a foundation of commitment, character, and innovation, Atlantic Coast Mortgage (ACM) was founded in 2011 with a mission to reimagine and reshape the mortgage industry. With a one team one mission mindset, we are people-focused as we build connections with our customers because we believe that a closed loan is not the end of our relationship - it's just the beginning.
Led by a seasoned group of mortgage professionals, ACM is known for offering a better solution for homebuyers through our simple, easy, and stress-free process. We do this by offering a proprietary blend of technologies, systems, and processes. We not only help our clients close on time; we also provide them with free tools and information to continue guiding and helping them make smart decisions around how to manage and more importantly how to leverage their home investment to their benefit.
Unlike many other mortgage companies, we operate as a fully independent company, allowing us to maintain complete control over the entire borrower experience from beginning to end.
Led by a seasoned group of mortgage professionals, ACM is known for offering a better solution for homebuyers through our simple, easy, and stress-free process. We do this by offering a proprietary blend of technologies, systems, and processes. We not only help our clients close on time; we also provide them with free tools and information to continue guiding and helping them make smart decisions around how to manage and more importantly how to leverage their home investment to their benefit.
Unlike many other mortgage companies, we operate as a fully independent company, allowing us to maintain complete control over the entire borrower experience from beginning to end.
Services
Before you get started on your homebuying journey, be sure to contact your local Atlantic Coast Mortgage Loan Officer to see which loan options work best for your specific situation.
Home equity is the difference between what your home is worth and the amount you owe on your mortgage.
As home equity increases, the value of the homeowner's assets increases!
Your home should represent you!
Enjoy the freedom of painting, decorating, landscaping, or even renovating to customize your home to meet your needs.
Home equity is the difference between what your home is worth and the amount you owe on your mortgage.
As home equity increases, the value of the homeowner's assets increases!
Your home should represent you!
Enjoy the freedom of painting, decorating, landscaping, or even renovating to customize your home to meet your needs.
Before you get started on your Refinance journey, be sure to contact your local Atlantic Coast Mortgage Loan Officer to see which loan options work best for your specific situation.
Whether mortgage rates have fallen, or your credit/debt situation has improved - the opportunity to lower your mortgage interest rate could provide a variety of advantages for homeowners.
You may be able to pay off other high-interest rate debts and reduce the overall total monthly payments with a cash-out refinance.
Whether mortgage rates have fallen, or your credit/debt situation has improved - the opportunity to lower your mortgage interest rate could provide a variety of advantages for homeowners.
You may be able to pay off other high-interest rate debts and reduce the overall total monthly payments with a cash-out refinance.
A Reverse Mortgage is for homebuyers or homeowners aged 62 or older.
It may be able to help them with purchasing a primary residence or allow them to access the equity in their existing home.
Common uses for the Reverse Mortgage equity loan is paying monthly bills, making home improvements, paying for healthcare, helping children or grandchildren, or as additional cash for unexpected expenses.
A reverse mortgage program allows some seniors aged 62 or older to convert existing home equity into cash.
It may be able to help them with purchasing a primary residence or allow them to access the equity in their existing home.
Common uses for the Reverse Mortgage equity loan is paying monthly bills, making home improvements, paying for healthcare, helping children or grandchildren, or as additional cash for unexpected expenses.
A reverse mortgage program allows some seniors aged 62 or older to convert existing home equity into cash.
Lots of new credit account inquiries can lower your score.
Mortgage and auto loan inquiries are an exception; these count as one inquiry within a 30-day period.
A variety of credit types - like an auto loan, credit cards, and other credit accounts - could boost your score.
Rates change daily and will vary depending on your unique situation.
For a FREE customized quote, please enter the location (City/State) for the property you're trying to Purchase or Refinance!
Mortgage and auto loan inquiries are an exception; these count as one inquiry within a 30-day period.
A variety of credit types - like an auto loan, credit cards, and other credit accounts - could boost your score.
Rates change daily and will vary depending on your unique situation.
For a FREE customized quote, please enter the location (City/State) for the property you're trying to Purchase or Refinance!
If you're feeling overwhelmed, trying to understand the home buying process, you're not alone.
Consider what your monthly payments are today and what they will be after you purchase a home.
Do you pay your bills on time, are in good standing with credit bureaus or have any errors on your credit report?
Getting pre-qualified means that a lender has reviewed your income, expenses, and credit report and has conditionally agreed to loan you a set amount of money for a mortgage.
While you're not required to provide verification documents prior to receiving a loan estimate, pre-qualification enables you to look for a home at or below that price level with confidence.
Consider what your monthly payments are today and what they will be after you purchase a home.
Do you pay your bills on time, are in good standing with credit bureaus or have any errors on your credit report?
Getting pre-qualified means that a lender has reviewed your income, expenses, and credit report and has conditionally agreed to loan you a set amount of money for a mortgage.
While you're not required to provide verification documents prior to receiving a loan estimate, pre-qualification enables you to look for a home at or below that price level with confidence.
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