Greentree Mortgage
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Greentree Mortgage
Apply for that Perfect Loan. Starting your application is simple. Apply online for a mortgage today with Team Phillips Mortgages! WE MAKE YOUR SEARCH A PIECE OF CAKE! Mortgages, Refinance, Investment Properties Before you find the perfect home, know your budget. Our online mortgage calculator makes starting your search a piece of cake. LAUNCH MORTGAGE CALCULATOR Before you find the perfect home, know your budget.

REFINANCE & START SAVING! Wondering if refinancing is right for you? To learn about the many benefits of refinancing, contact Team Phillips Mortgages today to set-up a consultation. We're here to help. CONTACT TEAM PHILLPS Wondering ifrefinancing is right for you? Whether you are interested in a new home, remodeling or refinancing your current home, or consolidating your credit card debt, we will work with you to create a customized solution for your goals.

At Greentree, we treat each loan uniquely, and do not promote "cookie cutter" or "one size fits all" products. Personal attention provides trust, confidence, and flexibility needed to improve your financial future.
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Just before European Union leaders agreed their guidelines for the Brexit negotiations last week, the president of the EU council, Donald Tusk, said: It is clear that progress on people, money and Ireland must come first.
It was rather startling to find Irish concerns up there on the list of fundamental priorities by the trickling stream.
Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream.
Headquartered in Southern New Jersey, we have been serving the community for over 20 years.
Working with Joey was great.
He prepared multiple options to ensure we were able to choose which loan amount and terms worked best for our lifestyle.
Refinancing was a breeze and I would highly recommend him for anyone wanting to refinance or purchase a new home!
Joey worked with us to refinance our current mortgage.
He is exceptional thorough and extremely knowledgeable.
He will work with you to get the best possibly rate and go through all the appropriate steps to satisfy his clients.
We had an awesome experience with Joey!
A conventional loan is a type of mortgage that is not made, insured, or guaranteed by the federal government.
FHA (Federal Housing Administration) loans are insured by the Federal Housing Administration and backed by the government.
Let Team Phillips help you find the best loan solution for you and your family and turn your dream into a reality.
The USDA mortgage is a niche loan option offered only by the USDA approved lenders backed and guaranteed by the United States.
A conventional loan is a type of mortgage that is not made, insured, or guaranteed by the federal government.
Nonetheless, a dominant number of conventional loans conform to the guidelines of Freddie Mac and Fannie Mae- government sponsored enterprises.
A conforming conventional loan generally has a loan limit of $417,000 or less for a single family home.
It has established guidelines for borrower credit scores, minimum down payments, and income requirements.
For example a down payment of 3 to 20 percent is required for a conventional loan.
FHA (Federal Housing Administration) loans are insured by the Federal Housing Administration and backed by the government.
As compared to conventional loans, these loans have more flexible lending requirements.
Private lenders fund these loans flexibly and have low standards for qualification typically because these loans are insured against default which provides adequate coverage to the lender in case the borrower fails to pay back.
Low interest rate means you can save thousands of dollars over the life of your mortgage as you don't have to make big monthly loan payments due to high interest rates.
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