Approved Funding Corp., a licensed mortgage bank, was founded in 1987 to assist those that were deprived of a local source that can help homebuyers and homeowners get the best mortgage to suit their needs. Since its humble beginnings, Approved Funding has grown to a regional mortgage lender with offices in several states throughout areas in which we are licensed.
Approved Funding boasts an excellent reputation of Service, Integrity, and Professionalism with their thousands of mortgage clients. Utilizing the most advanced resources and technology available, AFC offers the power of a large banker with the mindset of a local broker to close loans quickly and at a low cost to our borrowers. Since its start, AFC has closed several billions of dollars of satisfied mortgage loan transactions.
Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.
Approved Funding boasts an excellent reputation of Service, Integrity, and Professionalism with their thousands of mortgage clients. Utilizing the most advanced resources and technology available, AFC offers the power of a large banker with the mindset of a local broker to close loans quickly and at a low cost to our borrowers. Since its start, AFC has closed several billions of dollars of satisfied mortgage loan transactions.
Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.
Services
Approved Funding is a multi-state Direct Mortgage Lender.
With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area's fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
As a privately held mortgage bank we have the same lending authority and ability as any comparable commercial bank.
What sets us apart is that we use our power as banker combined with the mindset of a local broker which uses any and all means to find the proper loan program and get the job done.
With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area's fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
As a privately held mortgage bank we have the same lending authority and ability as any comparable commercial bank.
What sets us apart is that we use our power as banker combined with the mindset of a local broker which uses any and all means to find the proper loan program and get the job done.
Approved Funding looks forward to communicating with our valued customers & associates, and we welcome you to contact us during of after business hours with your comments, questions and suggestions.
Please see the following options for contacting us.
Access our mortgage, real estate and market learning centers filled with a wealth of information.
Please see the following options for contacting us.
Access our mortgage, real estate and market learning centers filled with a wealth of information.
To refinance a mortgage means to pay off your existing loan and replace it with a new one.
There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.
Among the best reasons to refinance is to get access to lower mortgage rates.
There is no "rule of thumb" that says how far rates should drop for a refinance to be sensible.
Compare your closing costs to your monthly savings, and determine whether the math makes sense for your situation.
There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.
Among the best reasons to refinance is to get access to lower mortgage rates.
There is no "rule of thumb" that says how far rates should drop for a refinance to be sensible.
Compare your closing costs to your monthly savings, and determine whether the math makes sense for your situation.
The fixed rate is one of the most popular mortgage programs.
With a 30 year fixed rate mortgage, for example, you lock in today's interest rate for thirty years.
The 30 year fixed is also the most popular of the fixed terms which can also include 25 year, 20 year, 15 year, and 10 year terms.
The opposite of a fixed rate mortgage is an adjustable rate mortgage (ARM).
With interest rates near historic lows, locking in today's rate is a very smart move for most people.
The primary advantage of a fixed rate mortgage is predictability.
With a 30 year fixed rate mortgage, for example, you lock in today's interest rate for thirty years.
The 30 year fixed is also the most popular of the fixed terms which can also include 25 year, 20 year, 15 year, and 10 year terms.
The opposite of a fixed rate mortgage is an adjustable rate mortgage (ARM).
With interest rates near historic lows, locking in today's rate is a very smart move for most people.
The primary advantage of a fixed rate mortgage is predictability.
As a leading local Mortgage Banker and Direct Lender, with over 30 years of community-based lending, Approved Funding has a very good understanding about the needs of home buyers and home sellers in the real estate market place.
As a service to our home sellers who might be considering the task of selling their home on their own without the use of a Real Estate professional, Approved Funding can provide valuable tools, resources, training and exposure to undertake this opportunity.
We do this for no fee, no pressure, and no obligation - as a service to further market ourselves to your home buyers!.
As a service to our home sellers who might be considering the task of selling their home on their own without the use of a Real Estate professional, Approved Funding can provide valuable tools, resources, training and exposure to undertake this opportunity.
We do this for no fee, no pressure, and no obligation - as a service to further market ourselves to your home buyers!.
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