Northwest Mortgage Services
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We're a full-service Veteran owned mortgage company based in Gig Harbor, Washington. We've been serving Gig Harbor and surrounding communities in Pierce County for over 32 years, and we are the mortgage brokers to count on. We're located in Gig Harbor, just over the Narrows Bridge. We know that each individual seeking homeownership has unique goals; whether that be low monthly payments, reduction of upfront costs, a low interest rate or special loan terms, we can assist in bringing these goals to life.

We pride ourselves in being a low cost provider without sacrificing customer service. As mortgage brokers in Gig Harbor, we put our clients first. We aim to give the people we work with an unparalleled experience when looking for a mortgage plan. When working with us, you'll become educated in the current market client and learn exactly what you can afford.

Our biggest piece of advice is to shop pre-approved. When looking for real estate, you'll receive help from a real estate agent. When looking for mortgages, call a mortgage broker.
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Northwest Mortgage Services has been serving the Gig Harbor and surrounding communities for over 30 years.
We understand that there're many options for home loans in today's market.
We hope that our mission, goal, and experience will help you see the value of using a Mortgage Broker like Northwest Mortgage Services.
Our mission is to do right by our customers.
We believe in treating everyone with the upmost respect while helping them achieve their home financing goals.
We work hard to obtain advantageous rates and loan terms for our clients regardless of their situations.
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you.
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Northwest Mortgage Services strives to ensure that its services are accessible to people with disabilities.
Northwest Mortgage Services has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Applying for a mortgage can seem like a daunting and scary process.
To help, we've created a checklist of things for you to compile, complete and acknowledge before applying.
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
An appraisal is an estimate of a property's fair market value and is required by a lender to ensure the loan amount is not more than the property value.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
The first step in obtaining a loan is to determine how much money you can borrow.
In case of buying a home, you should determine how much home you can afford even before you begin looking.
By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities.
Be in a better position when negotiating with the seller (seller knows your loan is already approved).
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